SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549


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                                    FORM 8-K


                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


Date of Report (Date of earliest event reported):         July 16, 1996
                                                  -----------------------------

                            Merrill Lynch & Co., Inc.
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               (Exact Name of Registrant as Specified in Charter)

           Delaware                  1-7182                  13-2740599
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        (State or Other           (Commission             (I.R.S. Employer
        Jurisdiction of           File Number)          Identification No.)
        Incorporation)

World Financial Center, North Tower, New York, New York             10281-1332
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(Address of Principal Executive Offices)                           (Zip Code)


Registrant's telephone number, including area code:      (212) 449-1000
                                                     ---------------------------


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      (Former Name or Former Address, if Changed Since Last Report.)


Item 5.  Other Events
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Filed herewith are the Preliminary Unaudited Earnings Summaries, as contained in
a press release dated July 16, 1996, for Merrill Lynch & Co., Inc. ("ML & Co.")
for the three- and six-month periods ended June 28, 1996. The results of
operations set forth therein for such periods are unaudited. All adjustments,
consisting only of normal recurring accruals, that are, in the opinion of
management, necessary for a fair presentation of the results of operations for
the periods presented have been included. The nature of ML & Co.'s business is
such that the results for any interim period are not necessarily indicative of
the results for a full year.

Total stockholders' equity, long-term borrowings, and book value per common
share as of June 28, 1996 were approximately $6.5 billion, $22.6 billion, and 
$35.03, respectively.


Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits
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        (c)    Exhibits.

               (99)   Additional Exhibits

                      (i)    Preliminary  Unaudited  Earnings  Summaries for the
                             three- and six-month periods ended June 28, 1996.





                                    SIGNATURE


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.


                                        MERRILL LYNCH & CO., INC.
                                  ----------------------------------------
                                               (Registrant)




                            By:   /s/ Joseph T. Willett
                                  ----------------------------------------
                                      Joseph T. Willett
                                      Senior Vice President,
                                      Chief Financial Officer


Date:  July 16, 1996







                           EXHIBIT INDEX



Exhibit No.   Description                                                  Page
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(99)          Additional Exhibits

              (i)  Preliminary Unaudited Earnings Summaries for the three   5-6
                   and six-month periods ended June 28, 1996.