Filed under Rule 424(b)(3), Registration Statement No. 333-152418
Pricing Supplement No. 229 — dated Monday, July 27, 2009 (To: Prospectus Dated July 21, 2008)
                                                                             
 
  CUSIP     Aggregate     Price to     Gross     Net     Coupon     Coupon     Coupon     Maturity     1st Coupon     1st Coupon     Survivor’s     Product  
  Number     Principal Amount     Public     Concession     Proceeds     Type     Rate     Frequency     Date     Date     Amount     Option     Ranking  
 
                                                                             
  06050WBN4     [$]     100.000%     1.800%     [$]     FIXED     6.750%     SEMI-ANNUAL     08/15/2019     02/15/2010     $35.44     YES     Senior
Unsecured
Notes		  
  Redemption Information: Non-Callable  
                                                                             
                                                                             
  Joint Lead Managers and Lead Agents: BofA Merrill Lynch, Incapital, LLC      Agents: Charles Schwab & Co., Inc., Citi, Edward D. Jones & Co., L.P., Morgan Stanley, UBS Investment Bank, Wells Fargo Advisors  
 
        Offering Dates: Monday, July 27, 2009 through Monday, August 03, 2009     Bank of America InterNotes  
        Trade Date: Monday, August 03, 2009 @ 12:00 PM ET     Prospectus dated 21-Jul-08  
        Settlement Date: Thursday, August 06, 2009        
        Minimum Denomination/Increments: $1,000.00/$1,000.00        
  (BOA LOGO)
Bank of America		     Moody’s Investor Services Rating: Senior: A2
S & P Ratings Services Rating: Senior: A
Fitch Inc. Rating: Senior: A+
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC Number 0235 via RBC Dain Rauscher Inc. 		     
                                                                             
        If the maturity date or an interest payment date for any note is not a business day (as that term is defined in the prospectus), principal, premium, if any, and interest for that note is paid on the next business day, and no interest will accrue from, and after, the maturity date or interest payment date.      
                                                                             
        InterNotes® is a registered trademark of Incapital Holdings LLC. All Rights Reserved.