Filed Under Rule 424(b)(3), Registration Statement No. 333-65750
Pricing Supplement Number 49
Dated Monday, July 22, 2002
(To: Prospectus Dated August 22,
2001)
|
CUSIP
Number |
Selling
Price
(% of Par) |
Gross Concession |
Net
Proceeds |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1stCoupon Date |
1stCoupon
Amount |
Survivor’s
Option |
Product
Ranking |
Moody’s
Rating |
S & P
Rating |
|
06050XGT4 |
100.000% |
1.500% |
$8,090,790.00 |
5.600% |
Semi-Annual |
07/15/2012 |
01/15/2003 |
$26.44 |
YES |
Subordinated
Unsecured
Notes |
Aa3 |
A |
Redemption Information: Non-Callable
Joint Lead Managers and Lead Agents: Banc of
America Securities LLC and Incapital LLC. Agents: A.G.
Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones
& Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential
Securities, Salomon Smith Barney Inc., UBS PaineWebber
|
CUSIP
Number |
Selling
Price
(% of Par) |
Gross
Concession |
Net
Proceeds |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1stCoupon Date |
1stCoupon
Amount |
Survivor’s
Option |
Product
Ranking |
Moody’s
Rating |
S & P
Rating |
|
06050XGU1 |
100.000% |
2.000% |
$17,133,340.00 |
6.150% |
- Semi-annual
|
07/15/2017 |
01/15/2003 |
$29.04 |
YES |
Subordinated
Unsecured
Notes |
Aa3 |
A |
Redemption Information: Callable at 100.000%
on 07/15/2005 and every coupon date thereafter
Joint Lead Managers and Lead Agents: Banc of
America Securities LLC and Incapital LLC. Agents: A.G.
Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones
& Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential
Securities, Salomon Smith Barney Inc., UBS
PaineWebber
The Bank of America Internotes will
be subject to redemption at the option of Bank of America, in whole
on the Interest Payment Date occurring any time on or after
07/15/2005 at a redemption price equal to 100% of the principal
amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.
|
CUSIP
Number |
Selling
Price
(% of Par) |
Gross
Concession |
Net
Proceeds |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1stCoupon Date |
1stCoupon
Amount |
Survivor’s
Option |
Product
Ranking |
Moody’s
Rating |
S & P
Rating |
|
06050XGV9 |
100.000% |
2.500% |
$6,703,125.00 |
6.250% |
Semi-annual |
07/15/2022 |
01/15/2003 |
$29.51 |
YES |
Subordinated
Unsecured
Notes |
Aa3 |
A |
Redemption Information:
Callable at 100.000% on 07/15/2006 and every coupon date thereafter
Joint Lead Managers and Lead Agents: Banc of
America Securities LLC and Incapital LLC. Agents: A.G.
Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones
& Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential
Securities, Salomon Smith Barney Inc., UBS PaineWebber
The Bank of America Internotes will
be subject to redemption at the option of Bank of America, in whole
on the Interest Payment Date occurring any time on or after
07/15/2006 at a redemption price equal to 100% of the principal
amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.
|
CUSIP
Number |
Selling
Price
(% of Par) |
Gross
Concession |
Net
Proceeds |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1stCoupon Date |
1stCoupon
Amount |
Survivor’s
Option |
Product
Ranking |
Moody’s
Rating |
S & P
Rating |
|
06050XGW7 |
100.000% |
2.500% |
$37,204,050.00 |
6.650% |
Semi-annual |
07/15/2027 |
01/15/2003 |
$31.40 |
YES |
Subordinated
Unsecured
Notes |
Aa3 |
A |
Redemption Information:
Callable at 100.000% on 07/15/2007 and every coupon date thereafter
Joint Lead Managers and Lead Agents: Banc of America Securities LLC and Incapital
LLC. Agents: A.G. Edwards & Sons, Inc., Charles
Schwab & Co., Edward D. Jones & Co, L.P., Merrill Lynch &
Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney
Inc., UBS PaineWebber
The Bank of America Internotes will
be subject to redemption at the option of Bank of America, in whole
on the Interest Payment Date occurring any time on or after
07/15/2007 at a redemption price equal to 100% of the principal
amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.
|
Bank of America Corporation
100 North Tryon Street
Charlotte, NC 28255 |
Trade Date: Monday, July 22, 2002 @12:00 PM ET
Settle Date: Thursday, July 25, 2002
Minimum Denomination/Increments: $1,000.00/$1,000.00
All trades settle flat and clear SDFS: DTC Book Entry only
DTC number: 0262 via BNY Clearing Services, LLC
If the maturity date or an interest
payment date for any note is not a Business Day (as term is defined
in Prospectus), principal, premium, if any, and interest for that
note is paid on the next Business Day, and no interest will accrue
from, and after, the maturity date or interest payment date.
InterNotes® is
the trademark of Incapital LLC. All rights reserved. |
Bank of America
$5,000,000,000 Bank of America Corporation InterNotes
Prospectus Dated 22-Aug-01
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