Filed Under Rule 424(b)(3), Registration Statement No. 333-97157
Pricing Supplement No. 115
— dated Monday, August 02, 2004 (To: Prospectus Dated April 15, 2004)
|
CUSIP
Number |
Aggregate
Principal
Amount |
Price to
Public |
Gross Concession |
Net
Proceeds |
Coupon
Type |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1st Coupon Date |
1st Coupon
Amount |
Survivor’s
Option |
Product
Ranking |
|
06050XRE5 |
$4,885,000.00 |
100.000% |
1.500% |
$4,811,725.00 |
FIXED |
5.200% |
- SEMI-ANNUAL
|
08/15/2014 |
02/15/2005 |
$27.44 |
YES |
Subordinated
Unsecured
Notes |
Redemption Information:
Callable at 100.000% on
08/15/2005 and every coupon date thereafter.
Minimum Denomination:
$1,000.00 - Minimum Increments: $1,000.00
The Bank of America InterNotes will be subject to
redemption at the option of Bank of America, in whole on the interest
payment date occurring 08/15/2005 and on any interest payment date
thereafter at a redemption price equal to 100% of the principal
amount of the Bank of America InterNotes, plus accrued interest
thereon, if any, upon at least 30 days prior notice to the
noteholder and the trustee, as described in the prospectus.
Joint Lead Managers and Lead Agents: Banc of
America Securities LLC, INCAPITAL, LLC. Agents: A.G.
Edwards & Sons, Inc., Charles Schwab & Co. Inc., Citigroup
Global Markets Inc., Edward D. Jones
& Co., L.P., Merrill Lynch & Co., Morgan Stanley, UBS
Financial Services Inc., Wachovia Securities LLC
|
CUSIP
Number |
Aggregate
Principal
Amount |
Price to
Public |
Gross Concession |
Net
Proceeds |
Coupon
Type |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1st Coupon Date |
1st Coupon
Amount |
Survivor’s
Option |
Product
Ranking |
|
06050XRF2 |
$5,074,000.00 |
100.000% |
2.000% |
$4,972,520.00 |
FIXED |
5.500% |
- MONTHLY
|
08/15/2019 |
09/15/2004 |
$6.11 |
YES |
Subordinated
Unsecured
Notes |
Redemption Information:
Callable at 100.000%
on 08/15/2007 and every coupon date thereafter.
Minimum Denomination:
$1,000.00 - Minimum Increments: $1,000.00
The Bank of America InterNotes will
be subject to redemption at the option of Bank of America, in whole
on the interest payment date occurring
08/15/2007 and on any interest payment date thereafter
at a redemption price equal to 100% of the principal
amount of the Bank of America InterNotes, plus accrued
interest thereon, if any, upon at least 30 days prior
notice to the noteholder and the trustee, as described in the prospectus.
Joint Lead Managers and Lead Agents: Banc of
America Securities LLC, INCAPITAL, LLC. Agents: A.G.
Edwards & Sons, Inc., Charles Schwab & Co. Inc., Citigroup
Global Markets Inc., Edward D. Jones
& Co., L.P., Merrill Lynch & Co., Morgan Stanley, UBS
Financial Services Inc., Wachovia Securities LLC
|
CUSIP
Number |
Aggregate
Principal
Amount |
Price to
Public |
Gross Concession |
Net
Proceeds |
Coupon
Type |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1st Coupon Date |
1st Coupon
Amount |
Survivor’s
Option |
Product
Ranking |
|
06050XRG0 |
$3,187,000.00 |
100.000% |
2.500% |
$3,107,325.00 |
FIXED |
5.700% |
- SEMI-ANNUAL
|
08/15/2024 |
02/15/2005 |
$30.08 |
YES |
Subordinated
Unsecured
Notes |
Redemption Information:
Callable at 100.000%
on 08/15/2008 and every coupon date thereafter.
Minimum Denomination:
$1,000.00 - Minimum Increments: $1,000.00
The Bank of America InterNotes will
be subject to redemption at the option of Bank of America, in whole
on the interest payment date occurring
08/15/2008 and on any interest payment date thereafter
at a redemption price equal to 100% of the principal
amount of the Bank of America InterNotes, plus accrued
interest thereon, if any, upon at least 30 days prior
notice to the noteholder and the trustee, as described in the prospectus.
Joint Lead Managers and Lead Agents: Banc of
America Securities LLC, INCAPITAL, LLC. Agents: A.G.
Edwards & Sons, Inc., Charles Schwab & Co. Inc., Citigroup
Global Markets Inc., Edward D. Jones
& Co., L.P., Merrill Lynch & Co., Morgan Stanley, UBS
Financial Services Inc., Wachovia Securities LLC
|
Bank of America
100 North Tryon Street, NC1-007-07-06
Charlotte NC 28255 |
Trade Date: Monday, August 02, 2004 @12:00 PM ET
Settlement Date: Thursday, August 05, 2004
Moody’s Investor Services Rating: Subordinated: Aa3
S & P Ratings Services Rating: Subordinated: A
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC Number: 0443 via Pershing, LLC
If the maturity date or an interest
payment date for any note is not a business day (as term is defined
in prospectus), principal, premium, if any, and interest for that
note is paid on the next business day, and no interest will accrue
from, and after, the maturity date or interest payment date.
InterNotes® is
the trademark of INCAPITAL, LLC. All Rights Reserved. |
Bank of America
$6,000,000,000 Bank of America
InterNotes
Prospectus Dated 15-Apr-04
|
Filed Under Rule 424(b)(3), Registration Statement No. 333-97157
Pricing Supplement No. 115
— dated Monday, August 02, 2004 (To: Prospectus Dated April 15,
2004)
|
CUSIP
Number |
Aggregate
Principal
Amount |
Price to
Public |
Gross Concession |
Net
Proceeds |
Coupon
Type |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1st Coupon Date |
1st Coupon
Amount |
Survivor’s
Option |
Product
Ranking |
|
060505864 |
$137,500,000.00 |
$25.00 |
3.150% |
$133,168,750.00 |
FIXED |
6.000% |
- QUARTERLY
|
08/15/2034 |
11/15/2004 |
$0.42 |
YES |
Subordinated
Unsecured
Notes |
Redemption Information:
Callable at 100.000% on
08/15/2009 and every coupon date thereafter.
Minimum Denomination:
$25.00 - Minimum Increments: $25.00
The Bank of America InterNotes will be subject to
redemption at the option of Bank of America, in whole on the interest
payment date occurring 08/15/2009 and on any interest payment date
thereafter at a redemption price equal to 100% of the principal
amount of the Bank of America InterNotes, plus accrued interest
thereon, if any, upon at least 30 days prior notice to the
noteholder and the trustee, as described in the prospectus.
Listing: These notes have
been approved for listing on the New York Stock Exchange under the
symbol IKR, subject to official notice of issuance.
We intend to list these notes on the New York Stock Exchange
(“NYSE”) and expect trading in these notes on the NYSE to
begin within 30 days after the Settlement Date. In order to meet one
of the requirements for listing these notes, the Agents have
undertaken to sell these notes to a minimum of 400 beneficial
holders. These notes are expected to trade flat in the secondary
market. For additional tax information with respect to these notes
to be listed on the NYSE, please refer to the section entitled
“Tax Consequences to U.S. Holders” in our $6,000,000,000
Bank of America InterNotes Prospectus, dated April 15, 2004.
Bank of America InterNotes are
debt securities. Consequently, interest payments received by holders
of the InterNotes will be treated as interest income, and will not
qualify for the favorable Federal income tax treatment afforded
“qualified dividend income”, as that term is defined in
Section 1(h)(11) of the Internal Revenue Code of 1986, as
recently amended.
Joint Lead Managers and Lead Agents: Banc of
America Securities LLC, INCAPITAL, LLC. Agents: A.G.
Edwards & Sons, Inc., Charles Schwab & Co. Inc., Citigroup
Capital Markets Inc., Edward D. Jones
& Co., L.P., Merrill Lynch & Co., Morgan Stanley, UBS
Financial Services Inc., Wachovia Securities, LLC
|
Bank of America
100 North Tryon Street, NC1-007-07-06
Charlotte NC 28255 |
Trade Date: Monday, August 02, 2004 @12:00 PM ET
Settlement Date: Thursday, August 05, 2004
Moody’s Investor Services Rating: Subordinated: Aa3
S & P Ratings Services Rating: Subordinated: A
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC Number: 0443 via Pershing, LLC
If the maturity date or an interest
payment date for any note is not a business day (as term is defined
in prospectus), principal, premium, if any, and interest for that
note is paid on the next business day, and no interest will accrue
from, and after, the maturity date or interest payment date.
InterNotes® is
the trademark of INCAPITAL, LLC. All Rights Reserved. |
Bank of America
$6,000,000,000 Bank of America
InterNotes
Prospectus Dated 15-Apr-04
|