Filed Under Rule 424(b)(3), Registration Statement No. 333-97157
Pricing Supplement No. 123
— dated Monday, September 20, 2004 (To: Prospectus Dated April 15, 2004)
|
CUSIP
Number |
Aggregate
Principal
Amount |
Price to
Public |
Gross Concession |
Net
Proceeds |
Coupon
Type |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1st Coupon Date |
1st Coupon
Amount |
Survivor’s
Option |
Product
Ranking |
|
06050XSD6 |
$11,235,000.00 |
100.000% |
1.600% |
$11,055,240.00 |
FIXED |
5.000% |
- QUAR- TERLY
|
09/15/2015 |
12/15/2004 |
$11.39 |
YES |
Subordinated
Unsecured
Notes |
Redemption Information:
Callable at 100.000% on
09/15/2005 and every coupon date thereafter.
The Bank of America InterNotes will be subject to
redemption at the option of Bank of America, in whole on the interest
payment date occurring 09/15/2005 and on any interest payment date
thereafter at a redemption price equal to 100% of the principal
amount of the Bank of America InterNotes, plus accrued interest
thereon, if any, upon at least 30 days prior notice to the
noteholder and the trustee, as described in the prospectus.
Joint Lead Managers and Lead Agents: Banc of
America Securities LLC, INCAPITAL, LLC. Agents: A.G.
Edwards & Sons, Inc., Charles Schwab & Co. Inc., Citigroup
Global Markets Inc., Edward D. Jones
& Co., L.P., Merrill Lynch & Co., Morgan Stanley, UBS
Financial Services Inc., Wachovia Securities LLC
|
CUSIP
Number |
Aggregate
Principal
Amount |
Price to
Public |
Gross Concession |
Net
Proceeds |
Coupon
Type |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1st Coupon Date |
1st Coupon
Amount |
Survivor’s
Option |
Product
Ranking |
|
06050XSE4 |
$10,697,000.00 |
100.000% |
2.000% |
$10,483,060.00 |
FIXED |
5.300% |
- MONTH- LY
|
09/15/2019 |
10/15/2004 |
$3.24 |
YES |
Subordinated
Unsecured
Notes |
Redemption Information:
Callable at 100.000%
on 09/15/2007 and every coupon date thereafter.
The Bank of America InterNotes will
be subject to redemption at the option of Bank of America, in whole
on the interest payment date occurring
09/15/2007 and on any interest payment date thereafter
at a redemption price equal to 100% of the principal
amount of the Bank of America InterNotes, plus accrued
interest thereon, if any, upon at least 30 days prior
notice to the noteholder and the trustee, as described in the prospectus.
Joint Lead Managers and Lead Agents: Banc of
America Securities LLC, INCAPITAL, LLC. Agents: A.G.
Edwards & Sons, Inc., Charles Schwab & Co. Inc., Citigroup
Global Markets Inc., Edward D. Jones
& Co., L.P., Merrill Lynch & Co., Morgan Stanley, UBS
Financial Services Inc., Wachovia Securities LLC
|
CUSIP
Number |
Aggregate
Principal
Amount |
Price to
Public |
Gross Concession |
Net
Proceeds |
Coupon
Type |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1st Coupon Date |
1st Coupon
Amount |
Survivor’s
Option |
Product
Ranking |
|
06050XSF1 |
$8,477,000.00 |
100.000% |
2.500% |
$8,265,075.00 |
FIXED |
5.450% |
- QUAR- TERLY
|
09/15/2024 |
12/15/2004 |
$12.41 |
YES |
Subordinated
Unsecured
Notes |
Redemption Information:
Callable at 100.000%
on 09/15/2008 and every coupon date thereafter.
The Bank of America InterNotes will
be subject to redemption at the option of Bank of America, in whole
on the interest payment date occurring
09/15/2008 and on any interest payment date thereafter
at a redemption price equal to 100% of the principal
amount of the Bank of America InterNotes, plus accrued
interest thereon, if any, upon at least 30 days prior
notice to the noteholder and the trustee, as described in the prospectus.
Joint Lead Managers and Lead Agents: Banc of
America Securities LLC, INCAPITAL, LLC. Agents: A.G.
Edwards & Sons, Inc., Charles Schwab & Co. Inc., Citigroup
Global Markets Inc., Edward D. Jones
& Co., L.P., Merrill Lynch & Co., Morgan Stanley, UBS
Financial Services Inc., Wachovia Securities LLC
|
CUSIP
Number |
Aggregate
Principal
Amount |
Price to
Public |
Gross Concession |
Net
Proceeds |
Coupon
Type |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1st Coupon Date |
1st Coupon
Amount |
Survivor’s
Option |
Product
Ranking |
|
06050XSG9 |
$17,748,000.00 |
100.000% |
2.500% |
$17,304,300.00 |
FIXED |
5.600% |
- SEMI-ANNUAL
|
09/15/2029 |
03/15/2005 |
$26.76 |
YES |
Subordinated
Unsecured
Notes |
Redemption Information:
Callable at 100.000%
on 09/15/2009 and every coupon date thereafter.
The Bank of America InterNotes will
be subject to redemption at the option of Bank of America, in whole
on the interest payment date occurring
09/15/2009 and on any interest payment date thereafter
at a redemption price equal to 100% of the principal
amount of the Bank of America InterNotes, plus accrued
interest thereon, if any, upon at least 30 days prior
notice to the noteholder and the trustee, as described in the prospectus.
Joint Lead Managers and Lead Agents: Banc of
America Securities LLC, INCAPITAL, LLC. Agents: A.G.
Edwards & Sons, Inc., Charles Schwab & Co. Inc., Citigroup
Global Markets Inc., Edward D. Jones
& Co., L.P., Merrill Lynch & Co., Morgan Stanley, UBS
Financial Services Inc., Wachovia Securities LLC
|
Bank of America
100 North Tryon Street, NC1-007-07-06
Charlotte NC 28255 |
Trade Date: Monday, September 20, 2004 @12:00 PM ET
Settlement Date: Thursday,
September 23, 2004
Minimum Denomination/Increments:
$1,000.00/$1,000.00
Moody’s Investor Services Rating: Subordinated: Aa3
S & P Ratings Services Rating: Subordinated: A
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC Number: 0443 via Pershing, LLC
If the maturity date or an interest
payment date for any note is not a business day (as term is defined
in prospectus), principal, premium, if any, and interest for that
note is paid on the next business day, and no interest will accrue
from, and after, the maturity date or interest payment date.
InterNotes® is
the trademark of INCAPITAL, LLC. All Rights Reserved. |
Bank of America
$6,000,000,000 Bank of America
InterNotes
Prospectus Dated 15-Apr-04
|