Exhibit 23(c)
Consent of Independent Registered Public Accounting Firm
We consent to the reference to our firm under the caption Experts in the
Prospectus/Proxy Statement of MBNA Corporation, that is made a part
of the Registration Statement (Form S-4) and related prospectus
of Bank of America Corporation for the registration of 730,964,555
shares of its common stock, and to the incorporation by reference therein of
our reports dated February 17, 2005, with respect to the consolidated financial statements of MBNA Corporation, MBNA
Corporation managements assessment of the effectiveness of internal control over financial
reporting, and the effectiveness of internal control over financial reporting of MBNA
Corporation, incorporated by reference in MBNA Corporations
Annual Report (Form 10-K) for the
year ended December 31, 2004.
/s/ Ernst & Young LLP
McLean, Virginia
September 15, 2005