Filed Pursuant to Rule 433
Registration No. 333-133852
BANK OF AMERICA CORPORATION
36,000,000 Depositary Shares, Each Representing a 1/1,000th Interest in a Share of
Bank of America Corporation 7.25% Non-Cumulative Preferred Stock, Series J
FINAL TERM SHEET
Dated November 14, 2007
     
Issuer:
  Bank of America Corporation
 
    
Security:
  Depositary Shares, each representing a 1/1,000th interest in a share of Bank of America Corporation 7.25% Non-Cumulative Preferred Stock, Series J
 
    
Ratings:
  Aa3 (Moody’s) / A+ (S&P) / AA– (Fitch)
 
    
Size:
  36,000,000 Depositary Shares
 
    
Maturity:
  Perpetual
 
    
Day Count:
  30/360
 
    
Trade Date:
  November 14, 2007
 
    
Settlement Date:
  November 20, 2007 (DTC)
 
    
Dividend Rate (Non-Cumulative):
  7.25%
 
    
Dividend Payment Dates:
  February 1, May 1, August 1, and November 1 of each year, beginning February 1, 2008.
 
    
Optional Redemption:
  On any Dividend Payment Date on or after November 1, 2012 (subject to limitations described in the prospectus supplement dated November 14, 2007).
 
    
Public Offering Price:
  $25 per depositary share
 
    
Underwriting Commissions(1):
  $28,350,000
 
    
Net Proceeds (before expenses) to Bank of America Corporation(2):
  $871,650,000
 
    
Book-Running Manager:
  Banc of America Securities LLC
 
    
Lead Manager:
  Incapital LLC
 
    
Senior Co-Managers:
  Citigroup Global Markets Inc.
Merrill Lynch, Pierce, Fenner & Smith
                     Incorporated
Morgan Stanley & Co. Incorporated
UBS Securities LLC
Wachovia Capital Markets, LLC
 
    
Junior Co-Manager:
  RBC Dain Rauscher Inc.
 
    
Listing:
  NYSE
 
    
CUSIP for the Depositary Shares:
  060505 724
 
(1)   To the extent of sales to certain institutions, the total underwriting commissions will be less than the total shown above.
 
(2)   To the extent of sales to certain institutions, the net proceeds will be more than the total shown above.
 
The Issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the Issuer has filed with the SEC for more complete information about the Issuer and this offering. You may obtain these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, Bank of America Corporation or the lead underwriter will arrange to send you the prospectus if you request it by contacting Bank of America Corporation, Corporate Treasury — Securities Administration, at 1-866-804-5241, or Banc of America Securities LLC, toll free at 1-800-294-1322. You may also request a copy by e-mail from securities.administration@bankofamerica.com or dg.prospectus_distribution@bofasecurities.com.