Filed under Rule 424(b)(3), Registration Statement No. 333-152418
Pricing Supplement No. 225 — dated Monday, August 18, 2008 (To: Prospectus Dated July 21, 2008)
                                                                             
 
  CUSIP     Aggregate     Price to     Gross     Net     Coupon     Coupon     Coupon     Maturity     1st Coupon     1st Coupon     Survivor’s     Product  
  Number     Principal Amount     Public     Concession     Proceeds     Type     Rate     Frequency     Date     Date     Amount     Option     Ranking  
 
                                                                             
  06050XC92     [$]     100.000%     1.500%     [$]     FIXED     6.200%     SEMI-ANNUAL     08/15/2018     02/15/2009     $28.76     YES     Subordinated
Unsecured
Notes		  
  Redemption Information: Non-Callable  
                                                                             
                                                                             
  Joint Lead Managers and Lead Agents: Banc of America Securities LLC, Incapital, LLC      Agents: Charles Schwab & Co., Inc., Citi, Edward D. Jones & Co., L.P., Merrill Lynch & Co., Morgan Stanley, UBS Investment Bank, Wachovia Securities, WaMu Investments  
 
  06050XD26     [$]     100.000%     2.000%     [$]     FIXED     6.375%     MONTHLY     08/15/2023     09/15/2008     $3.01     YES     Subordinated
Unsecured
Notes		  
  Redemption Information: Callable at 100.000% on 08/15/2011 and every coupon date thereafter.  
                                                                             
  The Bank of America InterNotes will be subject to redemption at the option of Bank of America, in whole on the interest payment date occurring any time on or after 08/15/2011 at a redemption price equal to 100% of the principal amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the noteholder and the trustee, as described in the prospectus.  
                                                                             
  Joint Lead Managers and Lead Agents: Banc of America Securities LLC, Incapital, LLC      Agents: Charles Schwab & Co., Inc., Citi, Edward D. Jones & Co., L.P., Merrill Lynch & Co., Morgan Stanley, UBS Investment Bank, Wachovia Securities, WaMu Investments  
 
        Offering Dates: Monday, August 18, 2008 through Monday, August 25, 2008     Bank of America InterNotes  
        Trade Date: Monday, August 25, 2008 @ 12:00 PM ET     Prospectus dated 21-Jul-08  
        Settlement Date: Thursday, August 28, 2008        
        Minimum Denomination/Increments: $1,000.00/$1,000.00        
  (BOA LOGO)
Bank of America		     Moody’s Investor Services Rating: Subordinated: Aa3
S & P Ratings Services Rating: Subordinated: AA-
Fitch Inc. Rating: Subordinated: A
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC Number 0235 via RBC Dain Rauscher Inc. 		     
                                                                             
        If the maturity date or an interest payment date for any note is not a business day (as term is defined in the prospectus), principal, premium, if any, and interest for that note is paid on the next business day, and no interest will accrue from, and after, the maturity date or interest payment date.      
                                                                             
        InterNotes® is a registered trademark of Incapital Holdings LLC. All Rights Reserved.