EXHIBIT 24.1 POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that Bank of America Corporation, a Delaware corporation the "Corporation", and each undersigned Director and Officer of the Corporation whose signature appears below hereby makes, constitutes and appoints Paul J. Polking and Charles M. Berger, and each or any of them, the undersigned's true and lawful attorneys-in-fact and agents, with full power of substitution, for the undersigned and in the undersigned's name, place and stead and in any and all capacities, to sign and affix the undersigned's name as such Director and Officer of the Corporation to a Registration Statement or Registration Statements on Form S-3 or other applicable form, and all amendments, including post-effective amendments, thereto, and all Registration Statements for the same offering that are to be effective upon filing pursuant to Rule 462b under the Securities Act of 1933, as amended, to be filed by the Corporation with the Securities and Exchange Commission, Washington, D.C. in connection with the registration under the Securities Exchange Act of 1934, as amended, of debt and equity securities, including preferred and other securities herein, "Trust Securities" issued by one or more trusts herein, "Trusts" formed and controlled by the Corporation, guarantees, limited guarantees and similar purchase and other obligations of the Corporation of or relating to Trust Securities, and common stock and associated stock purchase rights of the Corporation, and other securities related thereto, in an aggregate amount not to exceed $2,000,000,000, proposed to be sold by the Corporation and one or more Trusts from time to time, and file the same, with all exhibits thereto and other supporting documents, with said Commission, granting unto said attorneys-in-fact, and each of them, full power and authority to do and perform any and all acts necessary or incidental to the performance and execution of the powers herein expressly granted, as fully to all intents and purposes as he or she might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, or their, or his or her substitute or substitutes, may lawfully do or cause to be done by virtue hereof. {signatures on next page} IN WITNESS WHEREOF, Bank of America Corporation has caused this power of attorney to be signed on its behalf, and each of the undersigned Officers and Directors in the capacity or capacities noted has hereunto set his or her hand as of the date indicated below. BANK OF AMERICA CORPORATION By: /s/ Kenneth D. Lewis -------------------- Kenneth D. Lewis Chairman of the Board, Dated: September 26, 2001 Chief Executive Officer and President
Signature Title Date --------- ----- ---- /s/ Kenneth D. Lewis Chairman of the Board, September 26, 2001 ------------------------------ Chief Executive Officer, Kenneth D. Lewis Director, and President Principal Executive Officer /s/ James H. Hance, Jr. Vice Chairman, Chief September 26, 2001 ------------------------------ Financial Officer and James H. Hance, Jr. Director Principal Financial Officer /s/ Marc D. Oken Executive Vice President September 26, 2001 ------------------------------ and Principal Financial Marc D. Oken Executive Principal Accounting Officer /s/ John R. Belk Director September 26, 2001 ------------------------------ John R. Belk /s/ Charles W. Coker Director September 26, 2001 ------------------------------ Charles W. Coker /s/ Frank Dowd, IV Director September 26, 2001 ------------------------------ Frank Dowd, IV
Signature Title Date --------- ----- ---- ---------------------------- Director September 26, 2001 Kathleen Feldstein /s/ Paul Fulton ---------------------------- Director September 26, 2001 Paul Fulton ---------------------------- Director September 26, 2001 Donald E. Guinn /s/ C. Ray Holman ---------------------------- Director September 26, 2001 C. Ray Holman /s/ C. Steven McMillan ---------------------------- Director September 26, 2001 C. Steven McMillan /s/ Walter E. Massey ---------------------------- Director September 26, 2001 Walter E. Massey /s/ Patricia E. Mitchell ---------------------------- Director September 26, 2001 Patricia E. Mitchell /s/ O. Temple Sloan, Jr. ---------------------------- Director September 26, 2001 O. Temple Sloan, Jr. /s/ Meredith R. Spangler ---------------------------- Director September 26, 2001 Meredith R. Spangler ---------------------------- Director September 26, 2001 Ronald Townsend Signature Title Date --------- ----- ---- /s/ Peter V. Ueberroth Director September 26, 2001 ---------------------------- Peter V. Ueberroth /s/ Jackie M. Ward Director September 26, 2001 ---------------------------- Jackie M. Ward /s/ Virgil R. Williams Director September 26, 2001 ---------------------------- Virgil R. Williams