UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20529

 


 

FORM 8-K

 

CURRENT REPORT

 

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

 

Date of Report: June 30, 2003

 


 

MBNA AMERICA BANK, NATIONAL ASSOCIATION

ON BEHALF OF THE

MBNA MASTER CREDIT CARD TRUST II

(Issuer of the Collateral Certificate)

 

AND THE

 

MBNA CREDIT CARD MASTER NOTE TRUST

(Issuer of the MBNA series Class A, Class B, and Class C notes)

(Exact name of registrant as specified in its charter)

 

United States   333-104089   51-0331454

State or other

jurisdiction of incorporation

  (Commission File Number)  

IRS Employer

Identification No.)

 

Wilmington, DE 19884-0781

(Address of principal executive office)

 

Registrant’s telephone number, including area code (800) 362-6255.

 

N/A

(Former Name or Address, if Changed Since Last Report)

 


 


ITEM 1.   Changes in Control of Registrant.

 

Not Applicable.

 

ITEM 2.   Acquisition or Disposition of Assets.

 

Not Applicable.

 

ITEM 3.   Bankruptcy or Receivership.

 

Not Applicable.

 

ITEM 4.   Changes in Registrant’s Certifying Accountant.

 

Not Applicable.

 

ITEM 5.   Other Events.

 

Not Applicable.

 

ITEM 6.   Resignation of Registrant’s Directors.

 

Not Applicable.

 

ITEM 7.   Financial Statements, Pro Forma Financial Information, and Exhibits.

 

The following are filed as Exhibits to this Report under Exhibit 4.1 and 4.2:

 

  4.1   Eighth Amendment to the Pooling and Servicing Agreement, dated as of June 27, 2003.

 

  4.2   Third Amendment to the Amended and Restated Trust Agreement, dated as of June 27, 2003.

 

ITEM 8.   Change in Fiscal Year.

 

On June 27, 2003 MBNA Credit Card Master Note Trust changed its fiscal year end to June 30 from December 31. A Form 10-K will be filed to cover the transition period from January 1, 2003 to June 30, 2003.

 

ITEM 9.   Regulation FD Disclosure.

 

Not Applicable.


ITEM 10.   Amendments to the Registrant’s Code of Ethics, or Waiver of a Provision of the Code of Ethics.

 

Not Applicable.

 

ITEM 11.   Temporary Suspension of Trading Under Registrant’s Employee Benefit Plans.

 

Not Applicable.

 

ITEM 12.   Results of Operations and Financial Condition.

 

Not Applicable.


SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

 

Dated: June 30, 2003

 

MBNA AMERICA BANK, NATIONAL ASSOCIATION,

on behalf of MBNA Credit Card Master Note Trust,

as Servicer

By:

 

/s/    CHRISTOPHER A. HALMY


Name:

  Christopher A. Halmy

Title:

  First Vice President


Exhibit Index

 

Exhibit No.

  

Description


4.1   

Eighth Amendment to the Pooling and Servicing Agreement, dated as of June 27, 2003.

4.2   

Third Amendment to the Amended and Restated Trust Agreement, dated as of June 27, 2003.