RESOLUTIONS OF
                    THE BOARD OF DIRECTORS OF
                     NATIONSBANK CORPORATION

                       September 27, 1995


        REGISTRATION OF DEBT SECURITIES, PREFERRED STOCK
          AND COMMON STOCK AND APPOINTMENT OF COMMITTEE

     RESOLVED FURTHER, that Paul J. Polking and Charles M. Berger
hereby are appointed attorneys-in-fact for, and each of them with
full power to act without the other hereby is authorized and
empowered to sign the Registration Statement and any amendment or
amendments (including any pre-effective or post-effective
amendments) thereto on behalf of, the Corporation and any of the
following, to wit:  the Principal Executive Officer, the
Principal Financial Officer, the Principal Accounting Officer,
and any other officer of the Corporation;


                    CERTIFICATE OF SECRETARY


     I, Allison Gilliam, Assistant Secretary of NationsBank
Corporation, a corporation duly organized and existing under the
laws of the State of North Carolina (the "Corporation"), do
hereby certify that the foregoing is a true and correct copy of
the resolutions duly adopted by the Board of Directors of the
Corporation at a meeting of the Board of directors held on
September 27, 1995, at which meeting a quorum was present and
acting throughout and that said resolution is in full force and
effect and has not been amended or rescinded as of the date
hereof.

     IN WITNESS WHEREOF, I have hereupon set my hand and affixed
the seal of the Corporation as of this 27th day of September,
1995.


                              /s/ Allison Gilliam
                              ___________________________________
                              Assistant Secretary

(CORPORATE SEAL)


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