EXHIBIT 23.2
(Deloitte & Touche LLP logo)
 
                         INDEPENDENT AUDITORS' CONSENT
 
     We consent to the incorporation by reference in this Registration Statement
of NationsBank Corporation on Form S-4 of our report dated February 20, 1996 on
Charter Bancshares, Inc., appearing in the Proxy Statement-Prospectus, which is
part of this Registration Statement.
 
     We also consent to the reference to us under the heading "EXPERTS" in such
Proxy Statement-Prospectus.
 
/s/ Deloitte & Touche LLP
 
DELOITTE & TOUCHE LLP
March 29, 1996
Houston, Texas

Deloitte Touche
Tohmatsu
International