EXHIBIT 23.2



                                        CONSENT OF INDEPENDENT ACCOUNTANTS


We consent to the incorporation by reference in this Registration Statement on 
Form S-8 of NationsBank Corporation pertaining to its 1996 Associates Stock 
Option Award Plan of our report dated January 13, 1997, with respect to the 
consolidated financial statements of Boatmen's Bancshares, Inc. included in 
the Current Report on Form 8-K dated March 28, 1997, of NationsBank Corporation,
filed with the Securities and Exchange Commission.

/s/ Ernst & Young LLP


ERNST & YOUNG LLP
St. Louis, Missouri
March 28, 1997