Exhibit 99.1 EXHIBIT C to the Supplement to PSA
CLASS A CUSIP 55262TCB7
CLASS B CUSIP 55262TCC5
MONTHLY CERTIFICATEHOLDERS' STATEMENT
SERIES 1997-B
BA CREDIT CARD FUNDING, LLC
BA MASTER CREDIT CARD TRUST II
_______________________________________________________________________________
MONTHLY PERIOD ENDING FEBRUARY 29, 2008
_______________________________________________________________________________
The information which is required to be prepared with respect to the Distribution Date of March 17, 2008,
and with respect to the performance of the Trust during the month of February, 2008 is set forth below.
Capitalized terms used in this statement have their respective meanings set forth in the Second Amended and
Restated Pooling and Servicing Agreement.
Material terms, parties and related abbreviations used herein may be found in the following documents as
filed with the Securities and Exchange Commission ("SEC"):
Series 1997-B Supplement to the Second Amended Included in Exhibit 4.1 to FIA's Form 8-K
and Restated Pooling and Servicing Agreement filed with the SEC on May 14, 1997
relating to the Collateral Certificate
Second Amended and Restated Pooling and Included in BA CREDIT CARD FUNDING, LLC Form
Servicing Agreement dated as of October 20, 2006 8-K filed with the SEC on October 20, 2006
A. In accordance with Article IV of the Second Amended and Restated Pooling and Servicing Agreement,
Allocations of Collections of Finance Charge Receivables and Principal Receivables for each Series
shall be applied in the priority described in the two charts below. These charts are only an overview
of the application and priority of payments of Collections of Finance Charge Receivables and Principal
Receivables. For a more detailed description, please see the Second Amended and Restated Pooling and
Servicing Agreement and the Series 1997-B Supplement previously filed by the Registrant with the SEC.
Allocations of Collections of Finance Charge Receivables
Allocations of Collections of Principal Receivables
B. Information Regarding the Current Monthly Distribution (Stated on the Basis of $1,000 Original
Certificate Principal Amount).
1. The amount of distribution in respect of Class A Monthly
Principal $ 0.000000
_________________________________
2. The amount of distribution in respect of Class B Monthly
Principal $ 0.000000
_________________________________
3. The amount of distribution in respect of Class C Monthly
Principal $ 0.000000
_________________________________
4. The amount of distribution in respect of Class A Monthly
Interest $ 2.825521
_________________________________
5. The amount of distribution in respect of Class A Deficiency
Amounts $ 0.000000
_________________________________
6. The amount of distribution in respect of Class A Additional
Interest $ 0.000000
_________________________________
7. The amount of distribution in respect of Class B Monthly
Interest $ 2.989132
_________________________________
8. The amount of distribution in respect of Class B Deficiency
Amounts $ 0.000000
_________________________________
9. The amount of distribution in respect of Class B Additional
Interest $ 0.000000
_________________________________
10. The amount of distribution in respect of Class C Monthly
Interest $ 3.505799
_________________________________
11. The amount of distribution in respect of Class C Deficiency
Amounts $ 0.000000
_________________________________
12. The amount of distribution in respect of Class C Additional
Interest $ 0.000000
_________________________________
C. Information Regarding the Performance of the Trust
1. Collection of Principal Receivables
(a) The aggregate amount of Collections of Principal
Receivables processed during the related Monthly Period
which were allocated in respect of the Class A
Certificates $ 127,816,981.87
_________________________________
(b) The aggregate amount of Collections of Principal
Receivables processed during the related Monthly Period
which were allocated in respect of the Class B
Certificates $ 11,277,968.00
_________________________________
(c) The aggregate amount of Collections of Principal
Receivables processed during the related Monthly Period
which were allocated in respect of the Class C Interest $ 11,277,968.00
_________________________________
2. Principal Receivables in the Trust
(a) The aggregate amount of Principal Receivables in the
Trust as of the end of the day on the last day of the
related Monthly Period $ 99,421,454,419.62
_________________________________
(b) The amount of Principal Receivables in the Trust
represented by the Investor Interest of Series 1997-B as
of the end of the day on the last day of the related
Monthly Period $ 1,000,000,000.00
_________________________________
(c) The amount of Principal Receivables in the Trust
represented by the Adjusted Investor Interest of Series
1997-B as of the end of the day on the last day of the
related Monthly Period $ 1,000,000,000.00
_________________________________
(d) The amount of Principal Receivables in the Trust
represented by the Class A Investor Interest as of the
end of the day on the last day of the related Monthly
Period $ 850,000,000.00
_________________________________
(e) The amount of Principal Receivables in the Trust
represented by the Class A Adjusted Investor Interest as
of the end of the day on the last day of the related
Monthly Period $ 850,000,000.00
_________________________________
(f) The amount of Principal Receivables in the Trust
represented by the Class B Investor Interest as of the
end of the day on the last day of the related Monthly
Period $ 75,000,000.00
_________________________________
(g) The amount of Principal Receivables in the Trust
represented by the Class B Adjusted Investor Interest as
of the end of the day on the last day of the related
Monthly Period $ 75,000,000.00
_________________________________
(h) The amount of Principal Receivables in the Trust
represented by the Class C Interest as of the end of the
day on the last day of the related Monthly Period $ 75,000,000.00
_________________________________
(i) The amount of Principal Receivables in the Trust
represented by the Class C Adjusted Investor Interest as
of the end of the day on the last day of the related
Monthly Period $ 75,000,000.00
_________________________________
(j) The Floating Investor Percentage with respect to the
period:
February 1, 2008 through February 29, 2008
0.99%
___________________________
(k) The Class A Floating Allocation with respect to the
related Monthly Period 0.850
___________________________
(l) The Class B Floating Allocation with respect to the
related Monthly Period 0.075
___________________________
(m) The Class C Floating Allocation with respect to the
related Monthly Period 0.075
___________________________
(n) The Fixed Investor Percentage with respect to the related
Monthly Period N/A
___________________________
(o) The Class A Fixed Allocation with respect to the related
Monthly Period N/A
___________________________
(p) The Class B Fixed Allocation with respect to the related
Monthly Period N/A
___________________________
(q) The Class C Fixed Allocation with respect to the related
Monthly Period N/A
___________________________
3. Shared Principal Collections
The aggregate amount Shared Principal Collections allocated to:
___________________________
Total $ 0.00
_________________________________
4. Delinquent Balances
The aggregate amount of outstanding balances in the Accounts which were delinquent as of the end
of the day on the last day of the related Monthly Period:
Percentage Aggregate
of Total Account
Receivabiles Balance
(a) 30 - 59 days: 1.65% $ 1,659,311,938.43
_________________ _________________________________
(b) 60 - 89 days: 1.24% $ 1,249,337,896.66
_________________ _________________________________
(c) 90 - 119 days: 1.01% $ 1,016,015,578.47
_________________ _________________________________
(d) 120 - 149 days: 0.92% $ 929,862,179.46
_________________ _________________________________
(e) 150 - 179 days: 0.97% $ 982,905,557.62
_________________ _________________________________
(f) 180 - or more days: 0.00% $ 3,418,173.83
_________________ _________________________________
Total: 5.79% $ 5,840,851,324.47
_________________ _________________________________
5. Investor Default Amount
(a) The Aggregate Investor Default Amount for the related
Monthly Period $ 5,034,184.27
___________________________________
(b) The Class A Investor Default Amount for the related Monthly
Period $ 4,279,056.69
___________________________________
(c) The Class B Investor Default Amount for the related Monthly
Period $ 377,563.79
___________________________________
(d) The Class C Default Amount for the related Monthly Period $ 377,563.79
___________________________________
6. Investor Charge Offs
(a) The aggregate amount of Class A Investor Charge Offs for
the related Monthly Period $ 0.00
___________________________________
(b) The aggregate amount of Class A Investor Charge Offs set
forth in 6 (a) above per $1,000 of original certificate
principal amount $ 0.00
___________________________________
(c) The aggregate amount of Class B Investor Charge Offs for
the related Monthly Period $ 0.00
___________________________________
(d) The aggregate amount of Class B Investor Charge Offs set
forth in 6 (c) above per $1,000 of original certificate
principal amount $ 0.00
___________________________________
(e) The aggregate amount of Class C Investor Charge Offs for
the related Monthly Period $ 0.00
___________________________________
(f) The aggregate amount of Class C Investor Charge Offs set
forth in 6 (e) above per $1,000 of original certificate
principal amount $ 0.00
___________________________________
(g) The aggregate amount of Class A Investor Charge Offs
reimbursed on the Transfer Date immediately preceding this
Distribution Date $ 0.00
___________________________________
(h) The aggregate amount of Class A Investor Charge Offs set
forth in 6 (g) above per $1,000 original certificate
principal amount reimbursed on the Transfer Date
immediately preceding this Distribution Date $ 0.00
___________________________________
(i) The aggregate amount of Class B Investor Charge Offs
reimbursed on the Transfer Date immediately preceding this
Distribution Date $ 0.00
___________________________________
(j) The aggregate amount of Class B Investor Charge Offs set
forth in 6 (i) above per $1,000 original certificate
principal amount reimbursed on the Transfer Date
immediately preceding this Distribution Date $ 0.00
___________________________________
(k) The aggregate amount of Class C Investor Charge Offs
reimbursed on the Transfer Date immediately preceding this
Distribution Date $ 0.00
___________________________________
(l) The aggregate amount of Class C Investor Charge Offs set
forth in 6 (k) above per $1,000 original certificate
principal amount reimbursed on the Transfer Date
immediately preceding this Distribution Date $ 0.00
___________________________________
7. Investor Servicing Fee
(a) The amount of the Class A Servicing Fee payable by the
Trust to the Servicer for the related Monthly Period $ 885,416.67
___________________________________
(b) The amount of the Class B Servicing Fee payable by the
Trust to the Servicer for the related Monthly Period $ 78,125.00
___________________________________
(c) The amount of the Class C Servicing Fee payable by the
Trust to the Servicer for the related Monthly Period $ 78,125.00
___________________________________
(d) The amount of Servicer Interchange payable by the Trust to
the Servicer for the related Monthly Period $ 625,000.00
___________________________________
8. Reallocations
(a) The amount of Reallocated Class C Principal Collections
with respect to this Distribution Date $ 0.00
___________________________________
(b) The amount of Reallocated Class B Principal Collections
with respect to this Distribution Date $ 0.00
___________________________________
(c) The Class C Investor Interest as of the close of business
on this Distribution Date $ 75,000,000.00
___________________________________
(d) The Class C Adjusted Investor Interest as of the close of
business on this Distribution Date $ 75,000,000.00
___________________________________
(e) The Class B Investor Interest as of the close of business
on this Distribution Date $ 75,000,000.00
___________________________________
(f) The Class B Adjusted Investor Interest as of the close of
business on this Distribution Date $ 75,000,000.00
___________________________________
(g) The Class A Investor Interest as of the close of business
on this Distribution Date $ 850,000,000.00
___________________________________
(h) The Class A Adjusted Investor Interest as of the close of
business on this Distribution Date $ 850,000,000.00
___________________________________
9. Principal Funding Account
(a) The principal amount on deposit in the Principal Funding
Account on the related Transfer Date (after taking into
account deposits on such date but prior to withdrawals) $ 0.00
___________________________________
(b) The Accumulation Shortfall with respect to the related
Monthly Period $ 0.00
___________________________________
(c) The Principal Funding Investment Proceeds deposited in the
Finance Charge Account on the related Transfer Date to be
treated as Class A Available Funds $ 0.00
___________________________________
(d) The Principal Funding Investment Proceeds deposited in the
Finance Charge Account on the related Transfer Date to be
treated as Class B Available Funds $ 0.00
___________________________________
(e) The Principal Funding Investment Proceeds deposited in the
Finance Charge Account on the related Transfer Date to be
treated as Class C Available Funds $ 0.00
___________________________________
10. Reserve Account
(a) The Reserve Draw Amount on the related Transfer Date $ 0.00
___________________________________
(b) The amount of the Reserve Draw Amount deposited in the
Finance Charge Account on the related Transfer Date $ 0.00
___________________________________
(c) The amount of the Reserve Draw Amount deposited in the
Finance Charge Account on the related Transfer Date to be
treated as Class A Available Funds $ 0.00
___________________________________
(d) The amount of the Reserve Draw Amount deposited in the
Finance Charge Account on the related Transfer Date to be
treated as Class B Available Funds $ 0.00
___________________________________
(e) The amount of the Reserve Draw Amount deposited in the
Finance Charge Account on the related Transfer Date to be
treated as Class C Available Funds $ 0.00
___________________________________
11. Available Funds
(a) The amount of Class A Available Funds on deposit in the
Finance Charge Account on the related Transfer Date $ 12,896,763.93
___________________________________
(b) The amount of Class B Available Funds on deposit in the
Finance Charge Account on the related Transfer Date $ 1,137,949.80
___________________________________
(c) The amount of Class C Available Funds on deposit in the
Finance Charge Account on the related Transfer Date $ 1,137,949.80
___________________________________
12. Collection of Finance Charge Receivables
(a) The aggregate amount of Collections of Finance Charge
Receivables processed during the related Monthly Period,
allocated in respect of the Class A Certificates $ 13,428,013.93
___________________________________
(b) The aggregate amount of Collections of Finance Charge
Receivables processed during the related Monthly Period
which were allocated in respect of the Class B Certificates $ 1,184,824.80
___________________________________
(c) The aggregate amount of Collections of Finance Charge
Receivables processed during the related Monthly Period
which were allocated in respect of the Class C Interests $ 1,184,824.80
___________________________________
13. Portfolio Yield
(a) The Portfolio Yield for the related Monthly Period 12.92%
_____________________________
(b) The Portfolio Adjusted Yield 6.16%
_____________________________
D. LIBOR Determinations
LIBOR rates for the Interest Period of
February 15, 2008 to March 16, 2008: 3.12125%
_____________________________
FIA CARD SERVICES, NATIONAL ASSOCIATION,
Servicer
By: /s/ Teresa R. Thomas
Name: Teresa R. Thomas
Title: Vice President