EXHIBIT C
         SCHEDULE TO MONTHLY NOTEHOLDERS' STATEMENT

        MBNAseries
         MBNA CREDIT CARD MASTER NOTE TRUST


        MONTHLY PERIOD ENDING August 31, 2005

           Reference is made to the 2001-D Supplement (the "Series 2001-D" Supplement), dated as of May
        24, 2001, between MBNA America Bank, National Association, a national banking association (the
        "Bank"), as Seller and Servicer, and The Bank of New York, as Trustee, the Indenture (the
        "Indenture"), dated as of May 24, 2001 and the Indenture Supplement (the "Indenture Supplement"),
        dated as of May 24, 2001 , each between MBNA Credit Card Master Note Trust, as Issuer, and "The
        Bank of New York, as Indenture Trustee.  Terms used herein and not defined herein have the
        meanings ascribed to them in the 2001-D Supplement, the Indenture and the Indenture Supplement, as
        applicable.




           The following computations are prepared with respect to the Transfer Date of September 14, 2005
        and with respect to the performance of the Trust during the related Monthly Period.



        A. Targeted deposits to Interest Funding sub-Accounts:


                    Targeted Deposit to     Actual Deposit to       Shortfall from          Interest Funding        Interest Funding
                    Interest Funding        Interest Funding        earlier Monthly         sub-account Balance     sub-Account
                    sub-Account for         sub-Account for         Periods                 prior to Withdrawals*   Earnings
                    applicable Monthly      applicable Monthly
                    Period                  Period


        Class A:
        Class A(2001-1)         $4,791,666.67   $4,791,666.67           $0.00           $4,791,666.67                   $0.00
        Class A(2001-2)         $1,645,260.42   $1,645,260.42           $0.00           $1,645,260.42                   $0.00
        Class A(2001-3)         $3,193,645.83   $3,193,645.83           $0.00           $6,387,291.66                   $10,246.94
        Class A(2001-Emerald)   $16,075,837.00  $16,075,837.00          $0.00           $118,485,163.49                 $313,063.81
        Class A(2001-5)         $1,628,038.19   $1,628,038.19           $0.00           $1,628,038.19                   $0.00
        Class A(2002-1)         $4,125,000.00   $4,125,000.00           $0.00           $4,125,000.00                   $0.00
        Class A(2002-2)         $2,459,736.51   $2,459,736.51           $0.00           $2,459,736.51                   $0.00
        Class A(2002-3)         $2,461,432.29   $2,461,432.29           $0.00           $2,461,432.29                   $0.00
        Class A(2002-4)         $3,169,965.28   $3,169,965.28           $0.00           $3,169,965.28                   $0.00
        Class A(2002-5)         $2,422,682.29   $2,422,682.29           $0.00           $2,422,682.29                   $0.00
        Class A(2002-7)         $1,734,357.45   $1,734,357.45           $0.00           $3,258,489.75                   $4,877.51
        Class A(2002-8)         $1,291,236.11   $1,291,236.11           $0.00           $2,582,472.22                   $4,131.05
        Class A(2002-9)         $2,223,496.53   $2,223,496.53           $0.00           $4,446,993.06                   $7,113.70
        Class A(2002-10)        $3,195,798.61   $3,195,798.61           $0.00           $3,195,798.61                   $0.00
        Class A(2002-11)        $1,766,545.53   $1,766,545.53           $0.00           $3,318,964.33                   $4,966.83
        Class A(2002-12)        $4,690,364.58   $4,690,364.58           $0.00           $4,690,364.58                   $0.00
        Class A(2002-13)        $1,593,593.75   $1,593,593.75           $0.00           $1,593,593.75                   $0.00
        Class A(2003-1)         $1,598,760.42   $1,598,760.42           $0.00           $1,598,760.42                   $0.00
        Class A(2003-2)         $3,118,298.61   $3,118,298.61           $0.00           $3,118,298.61                   $0.00
        Class A(2003-3)         $2,383,932.29   $2,383,932.29           $0.00           $2,383,932.29                   $0.00
        Class A(2003-4)         $2,448,515.63   $2,448,515.63           $0.00           $2,448,515.63                   $0.00
        Class A(2003-5)         $1,967,794.96   $1,967,794.96           $0.00           $3,697,069.32                   $5,531.46
        Class A(2003-6)         $1,145,833.33   $1,145,833.33           $0.00           $1,145,833.33                   $0.00
        Class A(2003-7)         $1,435,416.67   $1,435,416.67           $0.00           $1,435,416.67                   $0.00
        Class A(2003-8)         $2,429,140.63   $2,429,140.63           $0.00           $2,429,140.63                   $0.00
        Class A(2003-9)         $3,346,546.88   $3,346,546.88           $0.00           $3,346,546.88                   $0.00
        Class A(2003-10)        $1,649,565.97   $1,649,565.97           $0.00           $1,649,565.97                   $0.00
        Class A(2003-11)        $1,569,052.08   $1,569,052.08           $0.00           $1,569,052.08                   $0.00
        Class A(2003-12)        $1,584,982.64   $1,584,982.64           $0.00           $1,584,982.64                   $0.00
        Class A(2004-2)         $1,922,645.83   $1,922,645.83           $0.00           $1,922,645.83                   $0.00
        Class A(2004-1)         $2,641,421.04   $2,641,421.04           $0.00           $4,962,669.83                   $7,426.32
        Class A(2004-3)         $2,309,392.36   $2,309,392.36           $0.00           $2,309,392.36                   $0.00
        Class A(2004-4)         $4,146,928.13   $4,146,928.13           $0.00           $4,146,928.13                   $0.00
        Class A(2004-5)         $3,695,213.87   $3,695,213.87           $0.00           $3,695,213.87                   $0.00
        Class A(2004-6)         $1,597,899.31   $1,597,899.31           $0.00           $1,597,899.31                   $0.00
        Class A(2004-7)         $2,845,218.75   $2,845,218.75           $0.00           $2,845,218.75                   $0.00
        Class A(2004-8)         $1,602,204.86   $1,602,204.86           $0.00           $1,602,204.86                   $0.00
        Class A(2004-9)         $2,305,040.62   $2,305,040.62           $0.00           $2,305,040.62                   $0.00
        Class A(2004-10)        $1,572,065.97   $1,572,065.97           $0.00           $1,572,065.97                   $0.00
        Class A(2005-1)         $2,625,000.00   $2,625,000.00           $0.00           $2,625,000.00                   $0.00
        Class A(2005-2)         $1,572,065.97   $1,572,065.97           $0.00           $1,572,065.97                   $0.00
        Class A(2005-3)         $2,050,000.00   $2,050,000.00           $0.00           $2,050,000.00                   $0.00
        Class A(2005-4)         $2,487,750.00   $2,487,750.00           $0.00           $2,487,750.00                   $0.00
        Class A(2005-5)         $5,207,969.58   $5,207,969.58           $0.00           $5,207,969.58                   $0.00
        Class A(2005-6)         $375,000.00     $375,000.00             $0.00           $375,000.00                     $0.00
        Class A Total:          $122,102,313.44 $122,102,313.44         $0.00           $238,347,092.65                 $357,357.62
        Class B:
        Class B(2001-1)         $849,539.93     $849,539.93             $0.00           $849,539.93                     $0.00
        Class B(2001-2)         $846,310.76     $846,310.76             $0.00           $846,310.76                     $0.00
        Class B(2001-3)         $525,869.79     $525,869.79             $0.00           $525,869.79                     $0.00
        Class B(2002-1)         $1,072,916.67   $1,072,916.67           $0.00           $1,072,916.67                   $0.00
        Class B(2002-2)         $850,616.32     $850,616.32             $0.00           $850,616.32                     $0.00
        Class B(2002-4)         $701,159.72     $701,159.72             $0.00           $701,159.72                     $0.00
        Class B(2003-1)         $690,826.39     $690,826.39             $0.00           $690,826.39                     $0.00
        Class B(2003-2)         $682,215.28     $682,215.28             $0.00           $682,215.28                     $0.00
        Class B(2003-3)         $679,631.94     $679,631.94             $0.00           $679,631.94                     $0.00
        Class B(2003-5)         $509,078.13     $509,078.13             $0.00           $509,078.13                     $0.00
        Class B(2003-4)         $1,257,100.81   $1,257,100.81           $0.00           $3,580,832.60                   $7,435.89
        Class B(2004-1)         $1,297,916.67   $1,297,916.67           $0.00           $1,297,916.67                   $0.00
        Class B(2004-2)         $511,661.46     $511,661.46             $0.00           $511,661.46                     $0.00
        Class B(2005-1)         $415,620.66     $415,620.66             $0.00           $415,620.66                     $0.00
        Class B(2005-2)         $729,395.94     $729,395.94             $0.00           $729,395.94                     $0.00
        Class B Total:          $11,619,860.47  $11,619,860.47          $0.00           $13,943,592.26                  $7,435.89
        Class C:
        Class C(2001-1)         $994,852.43     $994,852.43             $0.00           $994,852.43                     $0.00
        Class C(2001-2)         $406,552.08     $406,552.08             $0.00           $406,552.08                     $0.00
        Class C(2001-3)         $2,183,333.33   $2,183,333.33           $0.00           $2,183,333.33                   $0.00
        Class C(2001-4)         $994,852.43     $994,852.43             $0.00           $994,852.43                     $0.00
        Class C(2001-5)         $618,869.79     $618,869.79             $0.00           $618,869.79                     $0.00
        Class C(2002-1)         $1,416,666.67   $1,416,666.67           $0.00           $1,416,666.67                   $0.00
        Class C(2002-2)         $389,329.86     $389,329.86             $0.00           $389,329.86                     $0.00
        Class C(2002-3)         $847,548.61     $847,548.61             $0.00           $847,548.61                     $0.00
        Class C(2002-4)         $410,857.64     $410,857.64             $0.00           $410,857.64                     $0.00
        Class C(2002-6)         $239,873.26     $239,873.26             $0.00           $239,873.26                     $0.00
        Class C(2002-7)         $279,166.67     $279,166.67             $0.00           $279,166.67                     $0.00
        Class C(2003-1)         $907,826.39     $907,826.39             $0.00           $907,826.39                     $0.00
        Class C(2003-2)         $445,302.08     $445,302.08             $0.00           $445,302.08                     $0.00
        Class C(2003-3)         $741,605.03     $741,605.03             $0.00           $741,605.03                     $0.00
        Class C(2003-4)         $1,707,591.57   $1,707,591.57           $0.00           $1,707,591.57                   $0.00
        Class C(2003-5)         $409,135.42     $409,135.42             $0.00           $409,135.42                     $0.00
        Class C(2003-6)         $1,022,838.54   $1,022,838.54           $0.00           $1,022,838.54                   $0.00
        Class C(2003-7)         $423,774.31     $423,774.31             $0.00           $423,774.31                     $0.00
        Class C(2004-1)         $749,381.94     $749,381.94             $0.00           $749,381.94                     $0.00
        Class C(2004-2)         $1,058,816.84   $1,058,816.84           $0.00           $1,058,816.84                   $0.00
        Class C(2005-1)         $428,537.33     $428,537.33             $0.00           $428,537.33                     $0.00
        Class C Total:          $16,676,712.22  $16,676,712.22          $0.00           $16,676,712.22                  $0.00
        Total:                  $150,398,886.13 $150,398,886.13         $0.00           $268,967,397.13                 $364,793.51

        *  The Interest Funding Account Balance for Class A(2001-Emerald) reflects activity as of the end of the Monthly Period.



        B. Interest to be paid on the corresponding Payment Date:*
                                CUSIP           Interest Payment Date   Interest Rate   Amount of interest to be
                                Number                                                  paid on corresponding
                                                                                        Interest Payment Date

        Class A
        Class A(2001-1)         55264TAC5       September 15, 2005      5.7500000%      $4,791,666.67
        Class A(2001-2)         55264TAE1       September 15, 2005      3.8212500%      $1,645,260.42
        Class A(2001-5)         55264TAM3       September 15, 2005      3.7812500%      $1,628,038.19
        Class A(2002-1)         55264TAQ4       September 15, 2005      4.9500000%      $4,125,000.00
        Class A(2002-3)         55264TAT8       September 15, 2005      3.8112500%      $2,461,432.29
        Class A(2002-4)         55264TAU5       September 15, 2005      3.6812500%      $3,169,965.28
        Class A(2002-5)         55264TAV3       September 15, 2005      3.7512500%      $2,422,682.29
        Class A(2002-10)        55264TBF7       September 15, 2005      3.7112500%      $3,195,798.61
        Class A(2002-12)        55264TBK6       September 15, 2005      3.6312500%      $4,690,364.58
        Class A(2002-13)        55264TBL4       September 15, 2005      3.7012500%      $1,593,593.75
        Class A(2003-1)         55264TBQ3       September 15, 2005      3.3000000%      $1,375,000.00
        Class A(2003-2)         55264TBR1       September 15, 2005      3.6212500%      $3,118,298.61
        Class A(2003-3)         55264TBS9       September 15, 2005      3.6912500%      $2,383,932.29
        Class A(2003-4)         55264TBT7       September 15, 2005      3.7912500%      $2,448,515.63
        Class A(2003-6)         55264TBV2       September 15, 2005      2.7500000%      $1,145,833.33
        Class A(2003-7)         55264TBY6       September 15, 2005      2.6500000%      $1,435,416.67
        Class A(2003-8)         55264TCA7       September 15, 2005      3.7612500%      $2,429,140.63
        Class A(2003-9)         55264TCC3       September 15, 2005      3.7012500%      $3,346,546.88
        Class A(2003-10)        55264TCF6       September 15, 2005      3.8312500%      $1,649,565.97
        Class A(2003-11)        55264TCH2       September 15, 2005      3.6500000%      $1,520,833.33
        Class A(2003-12)        55264TCJ8       September 15, 2005      3.6812500%      $1,584,982.64
        Class A(2004-2)         55264TCK5       September 15, 2005      3.7212500%      $1,922,645.83
        Class A(2004-3)         55264TCL3       September 15, 2005      3.8312500%      $2,309,392.36
        Class A(2004-4)         55264TCP4       September 15, 2005      2.7000000%      $3,037,500.00
        Class A(2004-6)         55264TCQ2       September 15, 2005      3.7112500%      $1,597,899.31
        Class A(2004-7)         55264TCS8       September 15, 2005      3.6712500%      $2,845,218.75
        Class A(2004-8)         55264TCU3       September 15, 2005      3.7212500%      $1,602,204.86
        Class A(2004-9)         020110562       September 15, 2005      3.7365000%      $2,305,040.62
        Class A(2004-10)        55264TCV1       September 15, 2005      3.6512500%      $1,572,065.97
        Class A(2005-1)         55264TCW9       September 15, 2005      4.2000000%      $2,625,000.00
        Class A(2005-2)         55264TCX7       September 15, 2005      3.6512500%      $1,572,065.97
        Class A(2005-3)         55264TCZ2       September 15, 2005      4.1000000%      $2,050,000.00
        Class A(2005-4)         55264TDB4       September 15, 2005      3.6112500%      $2,487,750.00
        Class A(2005-5)         55264TDC2       September 15, 2005      3.5711800%      $5,207,969.58
        Total Class A                                                                   $83,296,621.31
        Class B
        Class B(2001-1)         55264TAA9       September 15, 2005      3.9462500%      $849,539.93
        Class B(2001-2)         55264TAJ0       September 15, 2005      3.9312500%      $846,310.76
        Class B(2001-3)         55264TAP6       September 15, 2005      4.0712500%      $525,869.79
        Class B(2002-1)         55264TAR2       September 15, 2005      5.1500000%      $1,072,916.67
        Class B(2002-2)         55264TAX9       September 15, 2005      3.9512500%      $850,616.32
        Class B(2002-4)         55264TBG5       September 15, 2005      4.0712500%      $701,159.72
        Class B(2003-1)         55264TBP5       September 15, 2005      4.0112500%      $690,826.39
        Class B(2003-2)         55264TBW0       September 15, 2005      3.9612500%      $682,215.28
        Class B(2003-3)         55264TCB5       September 15, 2005      3.9462500%      $679,631.94
        Class B(2003-5)         55264TCE9       September 15, 2005      3.9412500%      $509,078.13
        Class B(2003-4)         017754718       September 15, 2005      4.1350300%      $3,580,832.60
        Class B(2004-1)         55264TCN9       September 15, 2005      4.4500000%      $1,297,916.67
        Class B(2004-2)         55264TCT6       September 15, 2005      3.9612500%      $511,661.46
        Class B(2005-1)         55264TDA6       September 15, 2005      3.8612500%      $415,620.66
        Class B(2005-2)         55264TDD0       September 15, 2005      3.7511800%      $729,395.94
        Total Class B                                                                   $13,943,592.26
        Class C
        Class C(2001-1)         55264TAB7       September 15, 2005      4.6212500%      $994,852.43
        Class C(2001-2)         55264TAD3       September 15, 2005      4.7212500%      $406,552.08
        Class C(2001-3)         55264TAF8       September 15, 2005      6.5500000%      $2,183,333.33
        Class C(2001-4)         55264TAK7       September 15, 2005      4.6212500%      $994,852.43
        Class C(2001-5)         55264TAN1       September 15, 2005      4.7912500%      $618,869.79
        Class C(2002-1)         55264TAS0       September 15, 2005      6.8000000%      $1,416,666.67
        Class C(2002-2)         55264TAW1       September 15, 2005      4.5212500%      $389,329.86
        Class C(2002-3)         55264TAY7       September 15, 2005      4.9212500%      $847,548.61
        Class C(2002-4)         55264TBD2       September 15, 2005      4.7712500%      $410,857.64
        Class C(2002-6)         55264TBH3       September 15, 2005      5.5712500%      $239,873.26
        Class C(2002-7)         55264TBJ9       September 15, 2005      6.7000000%      $279,166.67
        Class C(2003-1)         55264TBM2       September 15, 2005      5.2712500%      $907,826.39
        Class C(2003-2)         55264TBN0       September 15, 2005      5.1712500%      $445,302.08
        Class C(2003-3)         55264TBU4       September 15, 2005      4.9212500%      $741,605.03
        Class C(2003-5)         55264TBX8       September 15, 2005      4.7512500%      $409,135.42
        Class C(2003-6)         55264TBZ3       September 15, 2005      4.7512500%      $1,022,838.54
        Class C(2003-7)         55264TCG4       September 15, 2005      4.9212500%      $423,774.31
        Class C(2004-1)         55264TCM1       September 15, 2005      4.3512500%      $749,381.94
        Class C(2004-2)         55264TCR0       September 15, 2005      4.4712500%      $1,058,816.84
        Class C(2005-1)         55264TCY5       September 15, 2005      3.9812500%      $428,537.33
        Total Class C                                                                   $14,969,120.65


        *  For Interest Payment information on the Emerald Note program, refer to Exhibit B to the Class A(2001-Emerald) Terms
         Document.




        C. Targeted deposits to Class C Reserve sub-Accounts:
                        Targeted Deposit to     Actual Deposit to       Class C Reserve         Class C Reserve
                        Class C Reserve         Class C Reserve         sub-Account Balance on  sub-Account
                        sub-Account for         sub-Account for         Transfer Date prior to  Earnings
                        applicable Monthly      applicable              withdrawals
                        Period                  Monthly Period


        NOTHING TO REPORT



        D. Withdrawals to be made from the C Reserve sub-Accounts on the corresponding Transfer Date:

                        Withdrawals for         Withdrawals for         Class C Reserve
                        Interest                Principal               sub-Account Balance on
                        Transfer Date after
                        withdrawals



        NOTHING TO REPORT


       E. Targeted deposits to Principal Funding sub-Accounts:

                   Targeted Deposit to    Actual Deposit to       Shortfall from          Principal Funding       Principal Funding
                   Principal Funding       Principal Funding       earlier Monthly         sub-Account             sub-Account
                   sub-Account for         sub-Account for         Periods                 Balance on              Earnings
                   applicable Monthly      applicable Monthly      Transfer Date
                   Period                  Period



        NOTHING TO REPORT





       F. Principal to be paid on the corresponding Principal Payment Date:

                        CUSIP Number            Principal               Amount of principal
                        Payment Date            to be paid on
                        corresponding
                        Principal Payment
                        Date




        NOTHING TO REPORT




       G.Stated Principal Amount, Outstanding Dollar Principal Amount and Nominal Liquidation Amount for the related Monthly Period:

                                Initial Dollar          Outstanding             Adjusted Outstanding    Nominal Liquidation
                                Principal  Amount       Principal               Principal Amount        Amount
                                Amount

        Class A
        Class A(2001-1)         $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00
        Class A(2001-2)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2001-3)         $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00
        Class A(2001-Emerald)   $5,150,000,000.00       $5,150,000,000.00       $5,150,000,000.00       $5,150,000,000.00
        Class A(2001-5)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2002-1)         $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00
        Class A(2002-2)         $656,175,000.00         $656,175,000.00         $656,175,000.00         $656,175,000.00
        Class A(2002-3)         $750,000,000.00         $750,000,000.00         $750,000,000.00         $750,000,000.00
        Class A(2002-4)         $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00
        Class A(2002-5)         $750,000,000.00         $750,000,000.00         $750,000,000.00         $750,000,000.00
        Class A(2002-7)         $497,250,000.00         $497,250,000.00         $497,250,000.00         $497,250,000.00
        Class A(2002-8)         $400,000,000.00         $400,000,000.00         $400,000,000.00         $400,000,000.00
        Class A(2002-9)         $700,000,000.00         $700,000,000.00         $700,000,000.00         $700,000,000.00
        Class A(2002-10)        $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00
        Class A(2002-11)        $490,600,000.00         $490,600,000.00         $490,600,000.00         $490,600,000.00
        Class A(2002-12)        $1,500,000,000.00       $1,500,000,000.00       $1,500,000,000.00       $1,500,000,000.00
        Class A(2002-13)        $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2003-1)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2003-2)         $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00
        Class A(2003-3)         $750,000,000.00         $750,000,000.00         $750,000,000.00         $750,000,000.00
        Class A(2003-4)         $750,000,000.00         $750,000,000.00         $750,000,000.00         $750,000,000.00
        Class A(2003-5)         $548,200,000.00         $548,200,000.00         $548,200,000.00         $548,200,000.00
        Class A(2003-6)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2003-7)         $650,000,000.00         $650,000,000.00         $650,000,000.00         $650,000,000.00
        Class A(2003-8)         $750,000,000.00         $750,000,000.00         $750,000,000.00         $750,000,000.00
        Class A(2003-9)         $1,050,000,000.00       $1,050,000,000.00       $1,050,000,000.00       $1,050,000,000.00
        Class A(2003-10)        $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2003-11)        $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2003-12)        $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2004-2)         $600,000,000.00         $600,000,000.00         $600,000,000.00         $600,000,000.00
        Class A(2004-1)         $752,760,000.00         $752,760,000.00         $752,760,000.00         $752,760,000.00
        Class A(2004-3)         $700,000,000.00         $700,000,000.00         $700,000,000.00 $       700,000,000.00
        Class A(2004-4)         $1,350,000,000.00       $1,350,000,000.00       $1,350,000,000.00       $1,350,000,000.00
        Class A(2004-5)         $1,015,240,000.00       $1,015,240,000.00       $1,015,240,000.00       $1,015,240,000.00
        Class A(2004-6)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2004-7)         $900,000,000.00         $900,000,000.00         $900,000,000.00         $900,000,000.00
        Class A(2004-8)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2004-9)         $672,980,000.00         $672,980,000.00         $672,980,000.00         $672,980,000.00
        Class A(2004-10)        $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2005-1)         $750,000,000.00         $750,000,000.00         $750,000,000.00         $750,000,000.00
        Class A(2005-2)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2005-3)         $600,000,000.00         $600,000,000.00         $600,000,000.00         $600,000,000.00
        Class A(2005-4)         $800,000,000.00         $800,000,000.00         $800,000,000.00         $800,000,000.00
        Class A(2005-5)         $1,500,000,000.00       $1,500,000,000.00       $1,500,000,000.00       $1,500,000,000.00
        Class A(2005-6)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Total Class A:          $37,533,205,000.00      $37,533,205,000.00      $37,533,205,000.00      $37,533,205,000.00
        Class B
        Class B(2001-1)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class B(2001-2)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class B(2001-3)         $150,000,000.00         $150,000,000.00         $150,000,000.00         $150,000,000.00
        Class B(2002-1)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class B(2002-2)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class B(2002-4)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class B(2003-1)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class B(2003-2)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class B(2003-3)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class B(2003-5)         $150,000,000.00         $150,000,000.00         $150,000,000.00         $150,000,000.00
        Class B(2003-4)         $331,650,000.00         $331,650,000.00         $331,650,000.00         $331,650,000.00
        Class B(2004-1)         $350,000,000.00         $350,000,000.00         $350,000,000.00         $350,000,000.00
        Class B(2004-2)         $150,000,000.00         $150,000,000.00         $150,000,000.00         $150,000,000.00
        Class B(2005-1)         $125,000,000.00         $125,000,000.00         $125,000,000.00         $125,000,000.00
        Class B(2005-2)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Total Class B:          $3,256,650,000.00       $3,256,650,000.00       $3,256,650,000.00       $3,256,650,000.00
        Class C
        Class C(2001-1)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class C(2001-2)         $100,000,000.00         $100,000,000.00         $100,000,000.00         $100,000,000.00
        Class C(2001-3)         $400,000,000.00         $400,000,000.00         $400,000,000.00         $400,000,000.00
        Class C(2001-4)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class C(2001-5)         $150,000,000.00         $150,000,000.00         $150,000,000.00         $150,000,000.00
        Class C(2002-1)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class C(2002-2)         $100,000,000.00         $100,000,000.00         $100,000,000.00         $100,000,000.00
        Class C(2002-3)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class C(2002-4)         $100,000,000.00         $100,000,000.00         $100,000,000.00         $100,000,000.00
        Class C(2002-6)         $50,000,000.00          $50,000,000.00          $50,000,000.00          $50,000,000.00
        Class C(2002-7)         $50,000,000.00          $50,000,000.00          $50,000,000.00          $50,000,000.00
        Class C(2003-1)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class C(2003-2)         $100,000,000.00         $100,000,000.00         $100,000,000.00         $100,000,000.00
        Class C(2003-3)         $175,000,000.00         $175,000,000.00         $175,000,000.00         $175,000,000.00
        Class C(2003-4)         $327,560,000.00         $327,560,000.00         $327,560,000.00         $327,560,000.00
        Class C(2003-5)         $100,000,000.00         $100,000,000.00         $100,000,000.00         $100,000,000.00
        Class C(2003-6)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class C(2003-7)         $100,000,000.00         $100,000,000.00         $100,000,000.00         $100,000,000.00
        Class C(2004-1)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class C(2004-2)         $275,000,000.00         $275,000,000.00         $275,000,000.00         $275,000,000.00
        Class C(2005-1)         $125,000,000.00         $125,000,000.00         $125,000,000.00         $125,000,000.00
        Total Class C:          $3,752,560,000.00       $3,752,560,000.00       $3,752,560,000.00       $3,752,560,000.00
        Total:                  $44,542,415,000.00      $44,542,415,000.00      $44,542,415,000.00      $44,542,415,000.00


       H. Class A Usage of Class B and Class C Subordinated Amounts:

                 Class A Usage of Class          Class A Usage of Class C        Cumulative Class A           Cumulative Class A
                 B Subordinated Amount           Subordinated Amount for         Usage of Class B             Usage of Class C
                 for this Monthly Period         this Monthly Period             Subordinated Amount          Subordinated Amount




        NOTHING TO REPORT



       I. Class B Usage of Class C Subordinated Amounts:
                                                Class B Usage of Class C                        Cumulative Class B Usage
                                                Subordinated Amount for                         of Class C Subordinated
                                                this Monthly Period                             Amount




        NOTHING TO REPORT


        J. Nominal Liquidation Amount for Tranches of Notes Outstanding:


                Beginning Nominal     Increases from   Increases from          Reimbursements          Reductions due to       Reductions due to       Reductions due to       Ending Nominal
                Liquidation Amount *  accretions on     amounts withdrawn       from Available          reallocations of        Investor                amounts on deposit      Liquidation
                Principal for           from the Principal      Funds                   Available Principal     Charge-Offs             in the Principal        Amount
                Discount Notes          Funding sub-Account     Amounts                 Funding
                in respect of           sub-Account
                Prefunding Excess
                Amount



        Class A
        Class A(2001-1)         $1,000,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,000,000,000.00
        Class A(2001-2)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2001-3)         $1,000,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,000,000,000.00
        Class A(2001-Emerald)   $5,150,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $5,150,000,000.00
        Class A(2001-5)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2002-1)         $1,000,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,000,000,000.00
        Class A(2002-2)         $656,175,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $656,175,000.00
        Class A(2002-3)         $750,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $750,000,000.00
        Class A(2002-4)         $1,000,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,000,000,000.00
        Class A(2002-5)         $750,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $750,000,000.00
        Class A(2002-7)         $497,250,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $497,250,000.00
        Class A(2002-8)         $400,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $400,000,000.00
        Class A(2002-9)         $700,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $700,000,000.00
        Class A(2002-10)        $1,000,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,000,000,000.00
        Class A(2002-11)        $490,600,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $490,600,000.00
        Class A(2002-12)        $1,500,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,500,000,000.00
        Class A(2002-13)        $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2003-1)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2003-2)         $1,000,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,000,000,000.00
        Class A(2003-3)         $750,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $750,000,000.00
        Class A(2003-4)         $750,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $750,000,000.00
        Class A(2003-5)         $548,200,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $548,200,000.00
        Class A(2003-6)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2003-7)         $650,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $650,000,000.00
        Class A(2003-8)         $750,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $750,000,000.00
        Class A(2003-9)         $1,050,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,050,000,000.00
        Class A(2003-10)        $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2003-11)        $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2003-12)        $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2004-2)         $600,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $600,000,000.00
        Class A(2004-1)         $752,760,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $752,760,000.00
        Class A(2004-3)         $700,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $700,000,000.00
        Class A(2004-4)         $1,350,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,350,000,000.00
        Class A(2004-5)         $1,015,240,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,015,240,000.00
        Class A(2004-6)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2004-7)         $900,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $900,000,000.00
        Class A(2004-8)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2004-9)         $672,980,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $672,980,000.00
        Class A(2004-10)        $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2005-1)         $750,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $750,000,000.00
        Class A(2005-2)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2005-3)         $600,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $600,000,000.00
        Class A(2005-4)         $800,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $800,000,000.00
        Class A(2005-5)         $1,500,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,500,000,000.00
        Class A(2005-6)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
                                $37,533,205,000.00      $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $37,533,205,000.00
        Class B
        Class B(2001-1)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class B(2001-2)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class B(2001-3)         $150,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $150,000,000.00
        Class B(2002-1)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class B(2002-2)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class B(2002-4)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class B(2003-1)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class B(2003-2)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class B(2003-3)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class B(2003-5)         $150,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $150,000,000.00
        Class B(2003-4)         $331,650,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $331,650,000.00
        Class B(2004-1)         $350,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $350,000,000.00
        Class B(2004-2)         $150,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $150,000,000.00
        Class B(2005-1)         $125,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $125,000,000.00
        Class B(2005-2)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
                                $3,256,650,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $3,256,650,000.00
        Class C
        Class C(2001-1)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class C(2001-2)         $100,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $100,000,000.00
        Class C(2001-3)         $400,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $400,000,000.00
        Class C(2001-4)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class C(2001-5)         $150,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $150,000,000.00
        Class C(2002-1)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class C(2002-2)         $100,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $100,000,000.00
        Class C(2002-3)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class C(2002-4)         $100,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $100,000,000.00
        Class C(2002-6)         $50,000,000.00          $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $50,000,000.00
        Class C(2002-7)         $50,000,000.00          $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $50,000,000.00
        Class C(2003-1)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class C(2003-2)         $100,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $100,000,000.00
        Class C(2003-3)         $175,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $175,000,000.00
        Class C(2003-4)         $327,560,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $327,560,000.00
        Class C(2003-5)         $100,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $100,000,000.00
        Class C(2003-6)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class C(2003-7)         $100,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $100,000,000.00
        Class C(2004-1)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class C(2004-2)         $275,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $275,000,000.00
        Class C(2005-1)         $125,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $125,000,000.00
                                $3,752,560,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $3,752,560,000.00
         Total:                 $44,542,415,000.00      $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $44,542,415,000.00

        *  The Beginning Nominal Liquidation Amount for Class A(2001-Emerald) is reported as of the end of the Monthly Period.



        K. Excess Available Funds and 3 Month Excess Available Funds:
                Excess Available Funds                  292,290,276.83

        Is 3 Month Excess Available Funds Less Than 0 ? (Yes/No)                NO





           IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Monthly Note

                                                        MBNA AMERICA BANK,

                                                        NATIONAL ASSOCIATION,

                                                        as Beneficiary of the MBNA Credit   Card
                                                        Master Note Trust

                                                        and
                                                        as Servicer of the MBNA Master   Credit
                                                        Card Trust II




                                                        Name:   Marcie Copson-Hall
                                                        Title:  Executive Vice President


        C-1     MBNAseries