Merrill Lynch & Co., Inc. 95 Greene Street Jersey City, New Jersey 07302 March 13, 2002 [LOGO] MERRILL LYNCH OFICS Filer Support SEC Operations Center 6432 General Green Way Alexandria, Virginia 22312-2413 Attention: 1933 Act Filing Desk Re: Registration Statement No. 333-83374 With reference to the above captioned Registration Statement and in compliance with Rule 424(b)(3) adopted under the Securities Act of 1933, as amended, we enclose herewith for filing, one copy, marked as required, one Prospectus and Prospectus Supplement dated December 11, 2002 relating to Merrill Lynch & Co., Inc. Medium-Term Notes to be used on and after this date. In addition, please reference that this note is not listed on any exchange. Very truly yours, /s/ Mark Youngclaus Mark Youngclaus Vice President
Merrill Lynch & Co., Inc. Filed under Rule 424 (b)(3), Registration Statement No. 333-83374 $4,000,000,000 Pricing Supplement No. 10012 - dated September 6, 2002 Merrill Lynch Notes Due Nine Months (To prospectus dated April 1, 2002 and prospectus supplement dated April 22, 2002) or More from Date of Issue - ------------------------------------------------------------------------------------------------------------------------------------ CUSIP Aggregate Price to Purchasing Interest Rate Interest Payment Stated Maturity Survivor's Number Principal Amount Public(1) Agent's Discount(1) Per Annum Frequency Date Option - ------------------------------------------------------------------------------------------------------------------------------------ 5901M0BD0 $3,587,000 100.0% 1.5000% 5.00% Monthly 9/11/2012 Yes Redemption Information: Redeemable at the option of Merrill Lynch & Co., Inc. on 9/15/2004 and each Interest Payment Date thereafter, at a price equal to 100%. - ------------------------------------------------------------------------------------------------------------------------------------ Trade Date: Friday September 6, 2002 Merrill Lynch & Co. Merrill Lynch & Co., Inc.[LOGO] Issue Date: Wednesday September 11, 2002 Purchasing Agent 4 World Financial Center Minimum Denominations/Increments: $1,000/$1,000 Acting as Principal New York, NY 10080 Original Issue Discount: No All trades settle without accrued interest and clear SDFS: DTC Book-Entry only Merrill Lynch DTC Participant Number: 5132 (1) Expressed as a percentage of the aggregate principal amount. - ------------------------------------------------------------------------------------------------------------------------------------