UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

         --------------------------------------------------------------

                                    FORM 8-K


                                 CURRENT REPORT
                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


Date of Report (Date of earliest event reported):    January 19, 2006
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                            Merrill Lynch & Co., Inc.
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             (Exact Name of Registrant as Specified in its Charter)

         Delaware                     1-7182                     13-2740599
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     (State or Other               (Commission               (I.R.S. Employer
     Jurisdiction of               File Number)              Identification No.)
     Incorporation)

4 World Financial Center, New York, New York                       10080
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(Address of Principal Executive Offices)                         (Zip Code)

Registrant's telephone number, including area code:           (212) 449-1000
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- --------------------------------------------------------------------------------
         (Former Name or Former Address, if Changed Since Last Report.)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

|_|  Written  communications  pursuant to Rule 425 under the  Securities Act (17
     CFR 230.425)

|_|  Soliciting  material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

|_|  Pre-commencement   communications  pursuant  to  Rule  14d-2(b)  under  the
     Exchange Act (17 CFR 240.14d-2(b))

|_|  Pre-commencement   communications  pursuant  to  Rule  13e-4(c)  under  the
     Exchange Act (17 CFR 240.13e-4(c))




Item 2.02. Results of Operations and Financial Condition.
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On January 19, 2006,  Merrill Lynch & Co., Inc.  (Merrill  Lynch)  announced its
results of operations  for the  three-month  period and year ended  December 30,
2005. A copy of the related  press release is filed as Exhibit 99.1 to this Form
8-K and is incorporated  herein by reference.  A Preliminary  Unaudited Earnings
Summary and Segment Data for the three-month  period and year ended December 30,
2005 and supplemental quarterly data for Merrill Lynch are filed as Exhibit 99.2
to this Form 8-K and are incorporated herein by reference.

This  information  furnished under this Item 2.02,  including  Exhibits 99.1 and
99.2, shall be considered "filed" for purposes of the Securities Exchange Act of
1934, as amended.


Item 9.01. Financial Statements and Exhibits.
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        (d)    Exhibits


        99.1   Press  release  dated  January 19, 2006 issued by Merrill Lynch &
               Co., Inc.

        99.2   Preliminary  Unaudited  Earnings Summary and Segment Data for the
               three-month   period  and  year  ended   December  30,  2005  and
               supplemental quarterly data.


                                      * * *


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                                    SIGNATURE


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                              MERRILL LYNCH & CO., INC.
                                 -----------------------------------------------
                                                   (Registrant)



                                    By:  /s/ Jeffrey N. Edwards
                                         ---------------------------------------
                                         Jeffrey N. Edwards
                                         Senior Vice President and Chief
                                         Financial Officer




                                    By:  /s/ Laurence A. Tosi
                                         ---------------------------------------
                                         Laurence A. Tosi
                                         Vice President and Finance Director
                                         Principal Accounting Officer


Date:    January 19, 2006


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                                  EXHIBIT INDEX
                                  -------------


Exhibit No.      Description                                              Page
- -----------      -----------                                              ----
99.1             Press release dated January 19, 2006 issued by           5-11
                 Merrill Lynch & Co., Inc.

99.2             Preliminary Unaudited Earnings Summary and Segment      12-17
                 Data for the three-month period and year ended
                 December 30, 2005 and supplemental quarterly data.


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