Merrill Lynch & Co., Inc. Filed under Rule 424 (b)(3), Registration Statement No. 333-83374 $4,000,000,000 Pricing Supplement No. 10010 - dated July 26, 2002 Merill Lynch Notes Due Nine Months or (To prospectus dated April 1, 2002 and prospectus supplement dated April 22, 2002) More from Date of Issue - ------------------------------------------------------------------------------------------------------------------------------------ CUSIP Aggregate Price to Purchasing Interest Rate Interest Payment Stated Maturity Survivor's Number Principal Amount Public(1) Agent's Discount(1) Per Annum Frequency Date Option - ------------------------------------------------------------------------------------------------------------------------------------ 5901M0AZ2 $495,000 100.0% 0.4000% 3.10% Monthly 1/31/2005 No Redemption Information: N/A - ------------------------------------------------------------------------------------------------------------------------------------ 5901M0BA6 $2,108,000 100.0% 1.0000% 4.25% Monthly 7/31/2007 No Redemption Information: N/A - ------------------------------------------------------------------------------------------------------------------------------------ 5901M0BB4 $1,756,000 100.0% 1.2000% 4.80% Monthly 7/31/2009 No Redemption Information: Redeemable at the option of Merrill Lynch & Co., Inc. on 8/15/2005 and each Interest Payment Date thereafter, at a price equal to 100%. - ------------------------------------------------------------------------------------------------------------------------------------ Trade Date: Friday July 26, 2002 Merrill Lynch & Co. Merrill Lynch & Co., Inc. [LOGO] Issue Date: Wednesday July 31, 2002 Purchasing Agent 4 World Financial Center Minimum Denominations/Increments: $1,000/$1,000 Acting as Principal New York, NY 10080 Original Issue Discount: No All trades settle without accrued interest and clear SDFS: DTC Book-Entry only Merrill Lynch DTC Participant Number: 5132 (1) Expressed as a percentage of the aggregate principal amount.