SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 


 

FORM 8-K

 

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

 

Date of Report (Date of earliest event reported):

July 14, 2003

 

BANK OF AMERICA CORPORATION

(Exact name of registrant as specified in its charter)

 

Delaware

(State or other jurisdiction of incorporation or organization)

 

1-6523

(Commission File Number)

 

56-0906609

(IRS Employer Identification No.)

 

100 North Tryon Street

Charlotte, North Carolina

(Address of principal executive offices)

 

28255

(Zip Code)

 

(704) 386-8486

(Registrant’s telephone number, including area code)


ITEM 5.    OTHER EVENTS.

 

On July 14, 2003, Bank of America Corporation (the “Registrant”) announced financial results for the second quarter ended June 30, 2003, reporting earnings of $2.74 billion and diluted earnings per common share of $1.80. A copy of the press release announcing the Registrant’s results for the second quarter ended June 30, 2003 is attached hereto as Exhibit 99.1 and incorporated by reference herein.

 

ITEM 7.    FINANCIAL STATEMENTS AND EXHIBITS.

 

(c)    Exhibits.

 

The following exhibits are filed herewith:

 

    EXHIBIT NO.    DESCRIPTION OF EXHIBIT
99.1   

Press Release dated July 14, 2003 with respect to the Registrant’s financial results for the second quarter ended June 30, 2003

99.2   

Supplemental Information prepared for use on June 30, 2003 in connection with financial results for the second quarter ended June 30, 2003

 

ITEM 9.    REGULATION FD DISCLOSURE.

 

On July 14, 2003, the Registrant held an investor conference and webcast to disclose financial results for the second quarter ended June 30, 2003. The Supplemental Information package for use at this conference is furnished herewith as Exhibit 99.2 and incorporated by reference in Item 9. All information in the Supplemental Information is presented as of June 30, 2003, and the Registrant does not assume any obligation to correct or update said information in the future.

 

The information in the preceding paragraph, as well as Exhibit 99.2 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933.


SIGNATURE

 

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

BANK OF AMERICA CORPORATION

By:

  /s/    MARC D. OKEN
 
   

Marc D. Oken

Executive Vice President and

Principal Financial Executive

 

Dated: July 14, 2003


EXHIBIT INDEX

 

    EXHIBIT NO.

 

  

DESCRIPTION OF EXHIBIT

 

99.1

  

Press Release dated July 14, 2003 with respect to the Registrant’s financial results for the second quarter ended June 30, 2003

 

99.2

   Supplemental Information prepared for use on July 14, 2003 in connection with financial results for the second quarter ended June 30, 2003.