UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20529
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: October 24, 2003
MBNA AMERICA BANK, NATIONAL ASSOCIATION
ON BEHALF OF THE
MBNA MASTER CREDIT CARD TRUST II
(Issuer of the Collateral Certificate)
AND THE
MBNA CREDIT CARD MASTER NOTE TRUST
(Issuer of the MBNAseries Class A, Class B, and Class C notes)
(Exact name of registrant as specified in its charter)
| United States | 333-104089 | 51-0331454 | ||
| (State or other jurisdiction of incorporation) |
(Commission File Number) |
(IRS Employer Identification No.) |
Wilmington, DE 19884-0781
(Address of principal executive office)
Registrant’s telephone number, including area code (800) 362-6255.
N/A
(Former Name or Address, if Changed Since Last Report)
| ITEM 5. | Other Events. |
On October 24, 2003, Richards, Layton & Finger, P.A. delivered its legality opinion with respect to the MBNA Credit Card Master Note Trust, MBNAseries Class A(2003-11) Notes, including an opinion of John W. Scheflen, Esq. with respect to certain corporate matters as an exhibit thereto.
| ITEM 7. | Financial Statements, Pro Forma Financial Information, and Exhibits. |
The following are filed as Exhibits to this Report under Exhibit 5.1 and 23.1:
| 5.1 | Legality opinion of Richards, Layton & Finger, P.A., including an opinion of John W. Scheflen, Esq. with respect to certain corporate matters as an exhibit thereto. | |
| 23.1 | Consent of Richards, Layton & Finger, P.A. (included in opinion filed as Exhibit 5.1). | |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
Dated: October 28, 2003
| MBNA AMERICA BANK, NATIONAL ASSOCIATION, as originator of the MBNA Master Credit Card Trust II and MBNA Credit Card Master Note Trust and Co-Registrant and as Servicer on behalf of the MBNA Master Credit Card Trust II as Co-Registrant | ||
| By: |
/s/ KEVIN F. SWEENEY | |
| Name: |
Kevin F. Sweeney | |
| Title: |
First Vice President
| |
Exhibit Index
| Exhibit No. |
Description | |
| 5.1 | Legality opinion of Richards, Layton & Finger, P.A., including an opinion of John W. Scheflen, Esq. with respect to certain corporate matters as an exhibit thereto. | |
| 23.1 | Consent of Richards, Layton & Finger, P.A. (included in opinion filed as Exhibit 5.1). | |