UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20529

 


 

FORM 8-K

 


 

CURRENT REPORT

 

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

 

Date of Report: March 17, 2004

 


 

MBNA AMERICA BANK, NATIONAL ASSOCIATION

ON BEHALF OF THE

MBNA MASTER CREDIT CARD TRUST II

(Issuer of the Collateral Certificate)

AND THE

MBNA CREDIT CARD MASTER NOTE TRUST

(Issuer of the MBNAseries Class A, Class B, and Class C notes)

(Exact name of registrant as specified in its charter)

 


 

United States   333-104089   51-0331454

State or other jurisdiction

of incorporation

  (Commission File Number)  

(IRS Employer

Identification No.)

 

Wilmington, DE 19884-0781
(Address of principal executive office)

 

Registrant’s telephone number, including area code (800) 362-6255.

 

N/A

(Former Name or Address, if Changed Since Last Report)

 



ITEM 5. Other Events.

 

On March 17, 2004, the MBNA Credit Card Master Note Trust (the “Trust”) issued its MBNAseries Class A(2004-3) Notes.

 

ITEM 7. Financial Statements, Pro Forma Financial Information, and Exhibits.

 

The following are filed as Exhibits to this Report under Exhibit 4:

 

4.1 Class A(2004-3) Terms Document, dated as of March 17, 2004.

 


SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

 

Dated: March 17, 2004

 

MBNA AMERICA BANK, NATIONAL ASSOCIATION, as originator of the MBNA Master Credit Card Trust II and MBNA Credit Card Master Note Trust and Co-Registrant and as Servicer on behalf of the MBNA Master Credit Card Trust II as Co-Registrant

By:

 

/s/ KEVIN F. SWEENEY


Name:

 

Kevin F. Sweeney

Title:

 

First Vice President


Exhibit Index

 

Exhibit No.

 

Description


4.1   Class A(2004-3) Terms Document, dated as of March 17, 2004.