UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20529

 


 

FORM 8-K

 


 

CURRENT REPORT

 

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

 

Date of Report: April 1, 2004

 


 

MBNA AMERICA BANK, NATIONAL ASSOCIATION

ON BEHALF OF THE

MBNA MASTER CREDIT CARD TRUST II

(Issuer of the Collateral Certificate)

 

AND THE

MBNA CREDIT CARD MASTER NOTE TRUST

(Issuer of the MBNAseries Class A, Class B, and Class C notes)

(Exact name of registrant as specified in its charter)

 


 

United States    333-104089    51-0331454
(State or other jurisdiction
of incorporation)
   (Commission File Number)    (IRS Employer
Identification No.)

 

Wilmington, DE 19884-0781

(Address of principal executive office)

 

Registrant’s telephone number, including area code (800) 362-6255.

 

N/A
(Former Name or Address, if Changed Since Last Report)

 



ITEM 5. Other Events.

 

On April 1, 2004, the MBNA Credit Card Master Note Trust (the “Trust”) issued its MBNAseries Class B(2004-1) Notes.

 

ITEM 7. Financial Statements, Pro Forma Financial Information, and Exhibits.

 

The following are filed as Exhibits to this Report under Exhibit 4:

 

  4.1 Class B(2004-1) Terms Document, dated as of April 1, 2004.


SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

 

Dated: April 1, 2004

 

MBNA AMERICA BANK, NATIONAL ASSOCIATION, as originator of the MBNA Master Credit Card Trust II and MBNA Credit Card Master Note Trust and Co-Registrant and as Servicer on behalf of the MBNA Master Credit Card Trust II as Co-Registrant

By:

 

             /s/ KEVIN F. SWEENEY


   

Name: Kevin F. Sweeney

   

Title:   First Vice President


Exhibit Index

 

Exhibit No.

  

Description


4.1    Class B(2004-1) Terms Document, dated as of April 1, 2004.