UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20529
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) October 19, 2004
MBNA AMERICA BANK, NATIONAL ASSOCIATION
ON BEHALF OF THE
MBNA MASTER CREDIT CARD TRUST II
(Issuer of the Collateral Certificate)
AND THE
MBNA CREDIT CARD MASTER NOTE TRUST
(Issuer of the MBNAseries Class A, Class B, and Class C notes)
(Exact name of registrant as specified in its charter)
| United States |
333-104089 |
51-0331454 | ||
| (State or other jurisdiction of incorporation) | (Commission File Number) | (IRS Employer Identification No.) |
| Wilmington, DE |
19884-0781 | |
| (Address of principal executive office) | (Zip Code) |
Registrant’s telephone number, including area code (800) 362-6255.
N/A
(Former name or address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
[ ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
INFORMATION TO BE INCLUDED IN THE REPORT
Section 8 – Other Events.
ITEM 8.01. Other Events.
On October 19, 2004, Richards, Layton & Finger, P.A. delivered its legality opinion with respect to the MBNA Credit Card Master Note Trust, MBNAseries Class A(2004-10) Notes, including an opinion of Louis J. Freeh, Esq. with respect to certain corporate matters as an exhibit thereto.
Section 9 – Financial Statements and Exhibits
ITEM 9.01 (c). Exhibits.
The following are filed as Exhibits to this Report under Exhibit 5.1 and 23.1:
| 5.1 | Legality opinion of Richards, Layton & Finger, P.A., including an opinion of Louis J. Freeh, Esq. with respect to certain corporate matters as an exhibit thereto. |
| 23.1 | Consent of Richards, Layton & Finger, P.A. (included in opinion filed as Exhibit 5.1). |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
Dated: October 20, 2004
| MBNA AMERICA BANK, NATIONAL ASSOCIATION, as originator of the MBNA Master Credit Card Trust II and MBNA Credit Card Master Note Trust and Co-Registrant and as Servicer on behalf of the MBNA Master Credit Card Trust II as Co-Registrant | ||
| By: | /s/ Kevin F. Sweeney | |
| Name: Kevin F. Sweeney Title: First Vice President | ||
Exhibit Index
| Exhibit No. |
Description | |
| 5.1 | Legality opinion of Richards, Layton & Finger, P.A., including an opinion of Louis J. Freeh, Esq. with respect to certain corporate matters as an exhibit thereto. | |
| 23.1 | Consent of Richards, Layton & Finger, P.A. (included in opinion filed as Exhibit 5.1). | |