Form 8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):

February 22, 2005

BANK OF AMERICA CORPORATION

(Exact name of registrant as specified in its charter)

Delaware

(State or other jurisdiction of incorporation)

1-6523

(Commission File Number)

56-0906609

(IRS Employer Identification No.)

100 North Tryon Street

Charlotte, North Carolina

(Address of principal executive offices)

28255

(Zip Code)

704.386.8486

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act.

Soliciting material pursuant to Rule 14a-12 under the Exchange Act.

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.

ITEM 5.02.

DEPARTURE OF DIRECTOR.

Effective February 22, 2005, C. Steven McMillan resigned as a director of Bank of America Corporation. This resignation was not the result of any disagreement with the Corporation. A copy of the related press release is attached as Exhibit 99.1 hereto.

ITEM 9.01.

EXHIBITS.

(c)

Exhibits.

The following exhibit is filed herewith:


EXHIBIT NO.		DESCRIPTION OF EXHIBIT

99.1		Press Release dated February 24, 2005.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


BANK OF AMERICA CORPORATION

By:		/s/ JACQUELINE JARVIS JONES
		Jacqueline Jarvis Jones Associate General Counsel

Dated: February 24, 2005

EXHIBIT INDEX


EXHIBIT NO.		DESCRIPTION OF EXHIBIT

99.1		Press Release dated February 24, 2005.