Exhibit 4.32
CERTIFICATE OF TRUST
The undersigned, the trustees of BAC Capital Trust XX, desiring to form a statutory trust pursuant to Delaware Statutory Trust Act, 12 Del. C. § 3810, hereby certify as follows:
| (a) | The name of the statutory trust being formed hereby (the “Trust”) is “BAC Capital Trust XX.” |
| (b) | The name and business address of the trustee of the Trust which has its principal place of business in the State of Delaware is as follows: |
The Bank of New York (Delaware)
502 White Clay Center, Route 273
Newark, Delaware 19711
| (c) | This Certificate of Trust shall be effective as of the date of filing. |
Dated: May 3, 2006
| /s/ KAREN A. GOSNELL | ||
| Name: | Karen A. Gosnell | |
| Title: | Regular Trustee | |
| /s/ JAMES T. HOUGHTON | ||
| Name: | James T. Houghton | |
| Title: | Regular Trustee | |
| THE BANK OF NEW YORK (DELAWARE), as Delaware Trustee | ||
| By: | /s/ KRISTINE K. GULLO | |
| Name: | Kristine K. Gullo | |
| Title: | Vice President | |