Exhibit 24(a)


KNOW ALL PERSONS BY THESE PRESENTS, that each of Bank of America Corporation and the several undersigned officers and directors whose signatures appear below, hereby makes, constitutes and appoints Teresa M. Brenner, William J. Mostyn III and Timothy J. Mayopoulos, and each of them acting individually, its, his and her true and lawful attorneys with power to act without any other and with full power of substitution, to prepare, execute, deliver and file in its, his and her name and on its, his and her behalf, and in each of the undersigned officer’s and director’s capacity or capacities as shown below, an Annual Report on Form 10-K for the year ended December 31, 2006, and all exhibits thereto and all documents in support thereof or supplemental thereto, and any and all amendments or supplements to the foregoing, hereby ratifying and confirming all acts and things which said attorneys or attorney might do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, Bank of America Corporation has caused this power of attorney to be signed on its behalf, and each of the undersigned officers and directors, in the capacity or capacities noted, has hereunto set his or her hand as of the date indicated below.





/s/ Kenneth D. Lewis


Kenneth D. Lewis

Chairman, Chief Executive Officer and President

Dated: January 24, 2007


   Title   Date

/s/ Kenneth D. Lewis


Chairman, Chief Executive Officer, President and Director

(Principal Executive Officer)

  January 24, 2007
Kenneth D. Lewis     

/s/ Joe L. Price


Chief Financial Officer

(Principal Financial Officer)

  January 24, 2007
Joe L. Price     

/s/ Neil A. Cotty


Senior Vice President and Chief Accounting Officer

(Principal Accounting Officer)

  January 24, 2007
Neil A. Cotty     

/s/ William Barnet, III

   Director   January 24, 2007
William Barnet, III     

/s/ Frank P. Bramble, Sr.

   Director   January 24, 2007
Frank P. Bramble, Sr.     

/s/ John T. Collins

   Director   January 24, 2007
John T. Collins     

/s/ Gary L. Countryman

   Director   January 24, 2007
Gary L. Countryman     

/s/ Tommy R. Franks

   Director   January 24, 2007
Tommy R. Franks     

/s/ Paul Fulton

   Director   January 24, 2007
Paul Fulton     

/s/ Charles K. Gifford

   Director   January 24, 2007
Charles K. Gifford     

/s/ W. Steven Jones

   Director   January 24, 2007
W. Steven Jones     

/s/ Monica C. Lozano

   Director   January 24, 2007
Monica C. Lozano     

/s/ Walter E. Massey

   Director   January 24, 2007
Walter E. Massey     

/s/ Thomas J. May

   Director   January 24, 2007
Thomas J. May     

/s/ Patricia E. Mitchell

   Director   January 24, 2007
Patricia E. Mitchell     

/s/ Thomas M. Ryan

   Director   January 24, 2007
Thomas M. Ryan     

/s/ O. Temple Sloan, Jr.

   Director   January 24, 2007
O. Temple Sloan, Jr.     

/s/ Meredith R. Spangler

   Director   January 24, 2007
Meredith R. Spangler     

/s/ Robert L. Tillman

   Director   January 24, 2007
Robert L. Tillman     

/s/ Jackie M. Ward

   Director   January 24, 2007
Jackie M. Ward