As filed with the Securities and Exchange Commission on May 1, 2008

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):

April 24, 2008

BANK OF AMERICA CORPORATION

(Exact name of registrant as specified in its charter)

100 North Tryon Street

Charlotte, North Carolina 28255

(Address of principal executive offices)

(800) 299-2265

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Upon issuance of the Series M Preferred Stock (as defined in Item 5.03 below) on April 30, 2008, the ability of the Registrant to declare or pay dividends or distributions on, or repurchase, redeem or otherwise acquire for consideration, shares of its Junior Stock (as defined below) and Parity Stock (as defined below) will be subject to certain restrictions in the event that the Registrant fails to declare and pay full dividends (or declare and set aside a sum sufficient for payment thereof) on its Series M Preferred Stock. “Junior Stock” means the Registrant’s common stock and any other class or series of stock of the Registrant now existing or hereafter authorized over which the Series M Preferred Stock has preference or priority in the payment of dividends. “Parity Stock” means any class or series of the stock of the Registrant that ranks on a par with the Series M Preferred Stock in the payment of dividends and in the distribution of assets on any liquidation, dissolution or winding-up of the Registrant. The restrictions are set forth in the Certificate of Designations described in Item 5.03 below.

On April 29, 2008, the Registrant filed a Certificate of Designations (the “Certificate of Designations”) with the Delaware Secretary of State for the purpose of amending its Certificate of Incorporation to fix the designations, preferences, limitations and relative rights of its Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series M, $0.01 par value per share (the “Series M Preferred Stock”). The Series M Preferred Stock has a liquidation preference of $25,000 per share. The Certificate of Designations is attached hereto as Exhibit 3.1 and is incorporated by reference herein.

By action dated April 25, 2008, a Committee previously appointed by the Board of Directors of the Registrant approved and ratified the public offering of 4,000,000 Depositary Shares (the “Depositary Shares”), each representing a 1/25^th interest in a share of the Series M Preferred Stock, to various underwriters (the “Underwriters”) and otherwise established the terms and conditions of the Series M Preferred Stock and the sale of the Depositary Shares. On April 24, 2008, the Registrant entered into an underwriting agreement with the various Underwriters (the “Underwriting Agreement”) for the Depositary Shares. The terms of the offering and the Depositary Shares are described in the Registrant’s Prospectus dated May 5, 2006 constituting a part of the Registration Statement (hereinafter described), as supplemented by a Final Prospectus Supplement dated April 24, 2008. The Underwriting Agreement is included as Exhibit 1.1 hereto.

The Depositary Shares were issued pursuant to the Registrant’s Registration Statement on Form S-3, Registration No. 333-133852, on a delayed basis pursuant to Rule 415 under the Securities Act of 1933, as amended.

The following exhibits are filed herewith:

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: April 30, 2008

INDEX TO EXHIBITS