Filed Pursuant to Rule 433
Registration No. 333-158663
BANK OF AMERICA CORPORATION
MEDIUM-TERM NOTES, SERIES L
$1,500,000,000
5.700% SENIOR NOTES, DUE JANUARY 2022
FINAL TERM SHEET
Dated January 19, 2012
| Issuer: | Bank of America Corporation | |
| Ratings of this Series: | Baa1 (Moody’s)/A- (S&P)/A (Fitch) | |
| Title of the Series: | 5.700% Senior Notes, due January 2022 | |
| Aggregate Principal Amount Initially Being Issued: | $1,500,000,000 | |
| Issue Price: | 99.586% | |
| Trade Date: | January 19, 2012 | |
| Settlement Date: | January 24, 2012 (T+3) | |
| Maturity Date: | January 24, 2022 | |
| Ranking: | Senior | |
| Minimum Denominations: | $2,000 and multiples of $1,000 in excess of $2,000 | |
| Day Count Fraction: | 30/360 | |
| Interest Rate: | 5.700% | |
| Interest Payment Dates: | January 24 and July 24 of each year, beginning July 24, 2012, subject to following business day convention (unadjusted). | |
| Interest Periods: | Semi-annual | |
| Treasury Benchmark: | 10 year U.S. Treasury, due November 15, 2021 | |
| Treasury Yield: | 1.975% | |
| Treasury Benchmark Price: | 100-07 | |
| Spread to Treasury Benchmark: | +378bps | |
| Reoffer Yield: | 5.755% | |
| Optional Redemption: | None | |
| Listing: | None | |
| Lead Manager and Sole Book-Runner: | Merrill Lynch, Pierce, Fenner & Smith Incorporated | |
| Senior Co-Managers: | Credit Agricole Securities (USA) Inc., Deutsche Bank Securities Inc., Lloyds Securities Inc., Mizuho Securities USA Inc., nabSecurities, LLC, Scotia Capital (USA) Inc., Standard Chartered Bank | |
| Junior Co-Managers: | Drexel Hamilton, LLC, Samuel A. Ramirez & Company, Inc. | |
| CUSIP: | 06051GEM7 | |
| ISIN: | US06051GEM78 |
Bank of America Corporation (the “Issuer”) has filed a registration statement (including a pricing supplement, a prospectus supplement, and a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read those documents and the other documents that the Issuer has filed with the SEC for more complete information about the Issuer and this offering. You may obtain these documents for free by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, the lead manager will arrange to send you the pricing supplement, the prospectus supplement, and the prospectus if you request them by contacting Merrill Lynch, Pierce, Fenner & Smith Incorporated, toll free at 1-800-294-1322. You may also request copies by e-mail from fixedincomeir@bankofamerica.com or dg.prospectus_requests@baml.com.
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