Merrill Lynch & Co., Inc.
                                                   95 Greene Street
                                                   Jersey City, New Jersey 07302

                                                   February 10, 2003

[LOGO] MERRILL LYNCH

OFICS Filer Support
SEC Operations Center
6432 General Green Way
Alexandria, Virginia 22312-2413

Attention: 1933 Act Filing Desk

Re: Registration Statement No. 333-97937

With reference to the above captioned Registration Statement and in compliance
with Rule 424(b)(3) adopted under the Securities Act of 1933, as amended, we
enclose herewith for filing, one copy, marked as required, one Prospectus and
Prospectus Supplement dated September 25, 2002 relating to Merrill Lynch & Co.,
Inc. Medium-Term Notes to be used on and after this date. In addition, please
reference that this note is not listed on any exchange.

                                       Very truly yours,

                                       /s/ Mark Youngclaus

                                       Mark Youngclaus
                                       Vice President

PROSPECTUS SUPPLEMENT                                         File No. 333-97937
(To the Prospectus Supplement and                             Rule 424(b)(3)
Prospectus dated September 25, 2002
Prospectus Supplement Number: 2262

                            Merrill Lynch & Co., Inc.
                           Medium-Term Notes, Series B
                   Due Nine Months or More from Date of Issue

                               Floating Rate Notes

Principal Amount: $50,000,000      Original Issue Date: November 26, 2002

CUSIP Number: 59018YPG0            Stated Maturity Date: November 26, 2003

Interest Calculation:              Day Count Convention:
[X] Regular Floating Rate Note     [X] Actual/360
[ ] Inverse Floating Rate Note     [ ] 30/360
      (Fixed Interest Rate):       [ ] Actual/Actual

Interest Rate Basis:
[ ] LIBOR                          [ ] Commercial Paper Rate
[ ] CMT Rate                       [ ] Eleventh District Cost of Funds Rate
[ ] Prime Rate                     [ ] CD Rate
[X] Federal Funds Effective Rate   [ ] Other (see attached)
    (Same Day)
[ ] Treasury Rate
    Designated CMT Page:               Designated LIBOR Page:
      CMT Telerate Page: 120             LIBOR Telerate Page: 120
      CMT Reuters Page:                  LIBOR Reuters Page:

Index Maturity: N/A                      Minimum Interest Rate: Not Applicable

Spread: 0.165%                           Maximum Interest Rate: Not Applicable

Initial Interest Rate:  Calculated as    Spread Multiplier: Not Applicable
                        if the Original
                        Issue Date was
                        an Interest Reset
                        Date

Interest Reset Dates:   Each Business Day, commencing November 26, 2002 to but
                        excluding the Stated Maturity Date, subject to the
                        following Business Day convention

Interest Payment Dates: Quarterly, on the 26th of February, May, August and the
                        Stated Maturity Date, commencing February 26, 2003;
                        subject to the following business day convention

Repayment at the
Option of the Holder:   The Notes cannot be repaid prior to the Stated Maturity
                        Date.

Redemption at the
Option of the Company:  The Notes cannot be redeemed prior to the Stated
                        Maturity Date.

Form:                   The Notes are being issued in fully registered
                        book-entry form.

Trustee:                JPMorgan Chase Bank

Dated:                  November 20, 2002