Merrill Lynch & Co., Inc. Filed under Rule 424 (b)(3), Registration Statement No. 333-97937 $5,847,200,000 Pricing Supplement No. 10029 - dated February 5, 2003 Merill Lynch Notes Due Nine Months (To prospectus dated September 25, 2002 and prospectus supplement dated September 25, 2002) or More from Date of Issue - ------------------------------------------------------------------------------------------------------------------------------------ CUSIP Aggregate Price to Purchasing Interest Rate Interest Payment Stated Maturity Survivor's Number Principal Amount Public(1) Agent's Discount(1) Per Annum Frequency Date Option - ------------------------------------------------------------------------------------------------------------------------------------ 5901M0BX6 $1,194,000 100.0% 1.0000% 3.60% Monthly 2/11/2008 Yes Redemption Information: Redeemable at the option of Merrill Lynch & Co., Inc. on 2/15/2004 and each Interest Payment Date thereafter, at a price equal to 100%. - ------------------------------------------------------------------------------------------------------------------------------------ Trade Date: Wednesday February 5, 2003 Merrill Lynch & Co. Merrill Lynch & Co., Inc. [LOGO] Issue Date: Monday February 10, 2003 Purchasing Agent 4 World Financial Center Minimum Denominations/Increments: $1,000/$1,000 Acting as Principal New York, NY 10080 Original Issue Discount: No All trades settle without accrued interest and clear SDFS: DTC Book-Entry only Merrill Lynch DTC Participant Number: 5132 (1) Expressed as a percentage of the aggregate principal amount. - ------------------------------------------------------------------------------------------------------------------------------------