Merrill Lynch & Co., Inc. Filed under Rule 424 (b)(3), Registration Statement No. 333-97937 $5,547,200,000 Pricing Supplement No. 10037 - dated March 26, 2003 Merrill Lynch CoreNotes(SM) (To prospectus dated September 25, 2002 and prospectus supplement dated September 25, 2002) - ------------------------------------------------------------------------------------------------------------------------------------ CUSIP Aggregate Price to Purchasing Interest Rate Interest Payment Stated Maturity Survivor's Number Principal Amount Public(1) Agent's Discount(1) Per Annum Frequency Date Option - ------------------------------------------------------------------------------------------------------------------------------------ 5901M0CF4 $2,088,000 100.0% 1.0000% 3.50% Monthly 3/31/2008 Yes - ------------------------------------------------------------------------------------------------------------------------------------ Trade Date: Wednesday March 26, 2003 Merrill Lynch & Co. Merrill Lynch & Co., Inc. Issue Date: Monday March 31, 2003 Purchasing Agent 4 World Financial Center Minimum Denominations/Increments: $1,000/$1,000 Acting as Principal New York, NY 10080 Original Issue Discount: No [LOGO] All trades settle without accrued interest and clear SDFS: DTC Book-Entry only Merrill Lynch DTC Participant Number: 5132 (1) Expressed as a percentage of the aggregate principal amount. "CoreNotes" is a service mark of Merrill Lynch & Co., Inc. - ------------------------------------------------------------------------------------------------------------------------------------