FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  BANKS KEITH T
 2. Date of Event Requiring Statement (Month/Day/Year)
10/24/2007		 3. Issuer Name and Ticker or Trading Symbol
BANK OF AMERICA CORP /DE/ [BAC]
(Last)
(First)
(Middle)
100 NORTH TRYON STREET		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Pres, Glbl Wealth & Inv Mgmt
 5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

CHARLOTTE, NC 28255		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock 353,108 (1)
D
 
Common Stock 1,946
I
By daughter Ashley
Common Stock 1,946
I
By daughter Colleen
Common Stock 1,946
I
By daughter Dana
Common Stock 1,946
I
By son Thomas

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Option, Right to Buy   (2) 02/15/2016 Common Stock 98,000 $ 44.36 D  
Option, Right to Buy   (3) 02/01/2015 Common Stock 105,000 $ 46.68 D  
Option, Right to Buy   (4) 02/15/2017 Common Stock 98,000 $ 53.85 D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
BANKS KEITH T
100 NORTH TRYON STREET
CHARLOTTE, NC 28255		       Pres, Glbl Wealth & Inv Mgmt  

Signatures

Keith T. Banks/Roger C. MCClary POA 11/01/2007
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Includes 75,031 shares of restricted stock.
(2) These options, which are exempt under Rule 16b-3(d), vest in three equal installments commencing on February 15, 2007. The proceeds must be held for one year following exercise.
(3) These options, which are exempt under Rule 16b-3(d), vest in three equal installments commencing on February 1, 2006. The proceeds must be held for one year following exercise.
(4) These options, which are exempt under Rule 16b-3(d), vest in three equal installments commencing on February 15, 2008. The proceeds must be held for one year following exercise.
 
Remarks:
banks.TXT

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