Ownership Submission

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person ^*

Rosato Craig R

2. Date of Event Requiring Statement (Month/Day/Year)
11/11/2008

3. Issuer Name and Ticker or Trading Symbol
BANK OF AMERICA CORP /DE/ [BAC]

(Last)

(First)

(Middle)

100 NORTH TRYON STREET

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

_____ Director	_____ 10% Owner
__X__ Officer (give title below)	_____ Other (specify below)
Chief Accounting Officer

5. If Amendment, Date Original Filed(Month/Day/Year)

(Street)

CHARLOTTE, NC 28255

6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person

(City)

(State)

(Zip)

Table I - Non-Derivative Securities Beneficially Owned

1.Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	9,575 ⁽¹⁾	D
Common Stock	7,322.75	I	Thrift Trust

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.			SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security		6. Nature of Indirect Beneficial Ownership (Instr. 5)
Option, Right to Buy	⁽²⁾	02/01/2012	Common Stock	18,000	$ 30.68	D
Option, Right to Buy	⁽³⁾	02/03/2013	Common Stock	39,600	$ 35.02	D
Option, Right to Buy	⁽⁴⁾	02/02/2014	Common Stock	42,000	$ 40.78	D
Option, Right to Buy	⁽⁵⁾	02/15/2018	Common Stock	27,279	$ 42.7	D
Option, Right to Buy	⁽⁶⁾	02/15/2016	Common Stock	35,000	$ 44.36	D
Option, Right to Buy	⁽⁷⁾	02/01/2015	Common Stock	33,600	$ 46.68	D
Option, Right to Buy	⁽⁸⁾	02/15/2017	Common Stock	35,000	$ 53.85	D
Restricted Stock Units	⁽⁹⁾	02/15/2011	Common Stock	2,887	$ 0 ⁽¹⁰⁾	D

Reporting Owners

Reporting Owner Name / Address	Relationships
Reporting Owner Name / Address	Director	10% Owner	Officer	Other
Rosato Craig R 100 NORTH TRYON STREET CHARLOTTE, NC 28255			Chief Accounting Officer

Signatures

Craig R. Rosato/Roger C. McClary POA		11/12/2008
^**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Includes 3,714 shares of restricted stock.
(2)	The option vested 50% on June 23, 2003, and 50% on November 17, 2004.
(3)	These options, which are exempt under Rule 16b-3(d), vested in three equal installments commencing February 3, 2004.
(4)	These options, which are exempt under Rule 16b-3(d), vest in three equal installments commencing February 2, 2005.
(5)	These options, which are exempt under Rule 16b3-(d), vest in three equal installments commencing on February 15, 2009. The proceeds must be held for one year following exercise.
(6)	These options, which are exempt under Rule 16b-3(d), vest in three equal installments commencing on February 15, 2007. The proceeds must be held for one year following exercise.
(7)	These options, which are exempt under Rule 16b-3(d), vest in three equal installments commencing on February 1, 2006.
(8)	These options, which are exempt under Rule 16b-3(d), vest in three equal installments commencing on February 15, 2008. The proceeds must be held for one year following exercise.
(9)	These restricted stock units, which are exempt under Rule 16b-3(d), vest in three equal installments commencing on the first anniversary of the grant date.
(10)	Each restricted stock unit represents a contingent right to receive one share of Bank of America common stock.
Remarks: rosato.TXT

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