Ownership Submission

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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3235-0104

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(Print or Type Responses)

1. Name and Address of Reporting Person ^*

CURL GREGORY L

2. Date of Event Requiring Statement (Month/Day/Year)
06/30/2009

3. Issuer Name and Ticker or Trading Symbol
BANK OF AMERICA CORP /DE/ [BAC]

(Last)

(First)

(Middle)

100 NORTH TRYON STREET

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

_____ Director	_____ 10% Owner
__X__ Officer (give title below)	_____ Other (specify below)
Chief Risk Officer

5. If Amendment, Date Original Filed(Month/Day/Year)

(Street)

CHARLOTTE, NC 28255

6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person

(City)

(State)

(Zip)

Table I - Non-Derivative Securities Beneficially Owned

1.Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	218,939	D
Common Stock	12,472.24	I	Thrift Trust

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.			SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security		6. Nature of Indirect Beneficial Ownership (Instr. 5)
Option, Right to Buy	⁽¹⁾	01/03/2010	Common Stock	150,000	$ 24.22	D
Option, Right to Buy	⁽²⁾	02/01/2011	Common Stock	150,000	$ 26.64	D
Option, Right to Buy	⁽³⁾	02/01/2012	Common Stock	150,000	$ 30.68	D
Option, Right to Buy	⁽⁴⁾	02/03/2013	Common Stock	150,000	$ 35.02	D
Option, Right to Buy	⁽⁵⁾	02/02/2014	Common Stock	120,000	$ 40.78	D
Option, Right to Buy	⁽⁶⁾	02/15/2018	Common Stock	125,000	$ 42.7	D
Option, Right to Buy	⁽⁷⁾	02/15/2016	Common Stock	150,000	$ 44.36	D
Option, Right to Buy	⁽⁸⁾	02/01/2015	Common Stock	105,000	$ 46.68	D
Option, Right to Buy	⁽⁹⁾	02/15/2017	Common Stock	150,000	$ 53.85	D
Restricted Stock Units	⁽¹⁰⁾	02/15/2010	Common Stock	29,703	$ 0	D
Restricted Stock Units	⁽¹⁰⁾	02/15/2011	Common Stock	89,098	$ 0	D

Reporting Owners

Reporting Owner Name / Address	Relationships
Reporting Owner Name / Address	Director	10% Owner	Officer	Other
CURL GREGORY L 100 NORTH TRYON STREET CHARLOTTE, NC 28255			Chief Risk Officer

Signatures

Gregory L. Curl/Roger C. McClary POA		07/03/2009
^**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	This option vested in three equal installments commencing January 3, 2001.
(2)	This option vested in three equal installments commencing February 1, 2002.
(3)	The option vested 50% on June 23, 2003, and 50% on November 17, 2004.
(4)	These options, which are exempt under Rule 16b-3(d), vested in three equal installments commencing February 3, 2004.
(5)	These options, which are exempt under Rule 16b-3(d), vest in three equal installments commencing February 2, 2005.
(6)	These options, which are exempt under Rule 16b3-(d), fully vest on February 15, 2011. The proceeds must be held for a three year period after exercise.
(7)	These options vest in three equal installments commencing February 15, 2007.
(8)	These options, which are exempt under Rule 16b-3(d), vest in three equal installments commencing on February 1, 2006.
(9)	These options, which are exempt under Rule 16b-3(d), fully vest on the third anniversary of the grant date. The proceeds must be held for three years following exercise.
(10)	These restricted stock units, which are exempt under Rule 16b-3(d), vest on the third anniversary of the grant date.
Remarks: curl.TXT

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