SERIES 1999-C CERTIFICATEHOLDERS

Published on April 30, 2001


SCHEDULE TO MONTHLY SERVICER'S CERTIFICATE
MONTHLY PERIOD ENDING MARCH 31, 2001
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BANK OF AMERICA NATIONAL ASSOCIATION
BA MASTER CREDIT CARD TRUST SERIES 1999-C


1. The aggregate amount of the Investor Percentage
of Collections of Principal Receivables.............. $ 69,162,794.19
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2. The aggregate amount of the Investor Percentage
of Collections of Finance Charge Receivables
(excluding Interchange)................................$ 8,154,452.16
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3. The aggregate amount of the Investor Percentage
of Interchange.........................................$ 417,640.41
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4. The aggregate amount of Servicer Interchange...........$ 417,640.41
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5. The aggregate amount of funds on deposit in
Finance Charge Account allocable to the Series
1999-A Certificates................................... $ 8,154,452.16
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6. The aggregate amount of funds on deposit in
the Principal Account allocable to the Series
1999-A Certificates...................................$ 69,162,794.19
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7. The aggregate amount of funds on deposit in
the Principal Funding Account allocable to
the Series 1999-A Certificates.........................$ 0.00
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8. The aggregate amount to be withdrawn from the
Finance Charge Account and paid in accordance
with the Loan Agreement pursuant to Section 4.11.......$ 0.00
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9. The Collateral Interest on the Transfer Date
of the current calendar month, after giving
effect to the deposits and withdrawals specified
above, is equal to.....................................$ 40,000,000.00
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10. The amount of Monthly Interest, Deficiency
Amounts and Additional Interest payable to the
(i) Class A Certificateholders.........................$ 2,081,286.11
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(ii) Class B Certificateholders.........................$ 138,447.22
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(iii)Collateral Interest Holder.........................$ 220,222.22
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11. The amount of principal payable to the
(i) Class A Certificateholders.........................$ 0.00
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(ii) Class B Certificateholders.........................$ 0.00
--------------

(iii)Collateral Interest Holder.........................$ 0.00
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12. The sum of all amounts payable to the
(i) Class A Certificateholders.........................$ 2,081,286.11
--------------

(ii) Class B Certificateholders ........................$ 138,447.22
--------------

(iii)Collateral Interest Holder.........................$ 220,222.22
--------------

13. To the knowledge of the undersigned, no Series
1999-C Pay Out Event or Trust Pay Out Event
has occurred except as described below:

None



IN WITNESS WHEREOF, the undersigned has duly executed
and delivered this Certificate this 11th day of April, 2001.
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BANK OF AMERICA NATIONAL ASSOCIATION

Transferor and Servicer


By: /s/ VICTORIA J. JAHANBANI
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Name: Victoria J. Jahanbani
Title: Vice President