Form: 10-Q

Quarterly report pursuant to Section 13 or 15(d)

August 16, 1999

FDS --

Published on August 16, 1999





9

The schedule contains summary information extracted from the June 30, 1999 Form
10-Q for Bank of America corporation and is qualified in its entirety by
reference to such financial statements.



6-mos
DEC-31-1999
JUN-30-1999
24,197
5,350
35,907
35,427
75,012
1,499
1,311
363,581
(7,096)
614,102
339,045
136,360
38,007
55,059
0
80
14,433
31,118
614,102
13,623
2,318
2,466
18,407
4,480
9,195
9,212
1,020
182
8,910
6,009
6,009
0
0
3,829
2.20
2.15
3.55
2,812
631
0
0
7,122
1,338
299
7,096
0
0
0




Allowance-Domestic, Allowance-Foreign and Allowance-Unallocated are only disclosed on an annual
basis in the Corporation's 10-K and are therefore not included in this Financial Data Schedule.