Form: 8-K

Current report filing

August 15, 2001

8-K: Current report filing

Published on August 15, 2001


As filed with the Securities and Exchange Commission on August 15, 2001



SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

___________________________________

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):
August 15, 2001

BANK OF AMERICA CORPORATION
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction of incorporation or organization)

1-6523
(Commission File Number)

56-0906609
(IRS Employer Identification No.)

100 North Tryon Street
Charlotte, North Carolina
(Address of principal executive offices)

28255
(Zip Code)

(888) 279-3457
(Registrant's telephone number, including area code)

ITEM 5. OTHER EVENTS.

On August 15, 2001, Bank of America Corporation (the "Registrant") issued a
press release regarding its auto lease and subprime real estate lending
businesses. The press release entitled "Bank of America makes strategic
decision to exit underperforming businesses" dated August 15, 2001 is
attached hereto as Exhibit 99.1 and incorporated by reference herein.


ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.

(c) Exhibits.

The following exhibits are filed herewith:

EXHIBIT NO. DESCRIPTION OF EXHIBIT

99.1 Press Release dated August 15, 2001 entitled "Bank of
America makes strategic decision to exit underperforming
businesses"

99.2 Scripts prepared for use by Kenneth D. Lewis, Chairman,
President and Chief Executive Officer, and James H. Hance,
Jr., Vice Chairman and Chief Financial Officer, for investor
presentation on August 15, 2001 (the "Scripts")


ITEM 9. REGULATION FD DISCLOSURE.

On August 15, 2001, the Registrant participated in a simultaneous investor
presentation and webcast to discuss its auto lease and subprime real estate
lending businesses and the contents of the press release. Scripts prepared
for use by Kenneth D. Lewis and James H. Hance, Jr. at this presentation
are furnished herewith as Exhibit 99.2 and incorporated by reference in
Item 9. All information in the Scripts is presented as of August 15, 2001,
and the Registrant does not assume any obligation to update said
information in the future.

SIGNATURE


Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended, the Registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.



BANK OF AMERICA CORPORATION



By: /s/ Marc D. Oken
------------------------------------
Marc D. Oken
Executive Vice President and
Principal Financial Executive



Dated: August 15, 2001

EXHIBIT INDEX


EXHIBIT NO. DESCRIPTION OF EXHIBIT

99.1 Press Release dated August 15, 2001 entitled "Bank of America
makes strategic decision to exit underperforming businesses"

99.2 Scripts prepared for use by Kenneth D. Lewis, Chairman, President
and Chief Executive Officer, and James H. Hance, Jr., Vice
Chairman and Chief Financial Officer, for investor presentation
on August 15, 2001 (the "Scripts")