8-K: Current report filing

Published on July 12, 1996


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FORM 8-K

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20529

CURRENT REPORT



Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.

Date of Report: July 12, 1996


MBNA AMERICA BANK, NATIONAL ASSOCIATION
ON BEHALF OF THE
MBNA MASTER CREDIT CARD TRUST II
(Exact name of registrant as specified in its charter)



United States 33-84890 51-0331454
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(State or other (Commission File (IRS Employer
jurisdiction of Number) Identification No.)
incorporation)


1100 North King Street
Wilmington, DE 19801
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(Address of principal executive office)



Registrant's telephone number, including area code (302) 453-9930.
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Item 5. OTHER EVENTS


The following is filed as an Exhibit to this Report under Exhibit 4:

4.1 Series 1996-E Supplement to the Pooling and Servicing Agreement,
dated as of May 21, 1996, among MBNA America Bank, National Association,
Seller and Servicer, and The Bank of New York, Trustee.

The following are filed as Exhibits to this Report under Exhibit 20:

20.1 Series 1994-A Certificateholders' Statement for the month ended
June 30, 1996.

20.2 Series 1994-B Certificateholders' Statement for the month ended
June 30, 1996.

20.3 Series 1994-C Certificateholders' Statement for the month ended
June 30, 1996.

20.4 Series 1994-D Certificateholders' Statement for the month ended
June 30, 1996.

20.5 Series 1995-A Certificateholders' Statement for the month ended
June 30, 1996.

20.6 Series 1995-B Certificateholders' Statement for the month ended
June 30, 1996.

20.7 Series 1995-C Certificateholders' Statement for the month ended
June 30, 1996.

20.8 Series 1995-D Certificateholders' Statement for the month ended
June 30, 1996.

20.9 Series 1995-E Certificateholders' Statement for the month ended
June 30, 1996.

20.10 Series 1995-F Certificateholders' Statement for the month ended
June 30, 1996.

20.11 Series 1995-I Certificateholders' Statement for the month ended
June 30, 1996.

20.12 Series 1995-J Certificateholders' Statement for the month ended
June 30, 1996.

20.13 Series 1996-A Certificateholders' Statement for the month ended
June 30, 1996.

20.14 Series 1996-B Certificateholders' Statement for the month ended
June 30, 1996.

20.15 Series 1996-C Certificateholders' Statement for the month ended
June 30, 1996.

20.16 Series 1996-D Certificateholders' Statement for the month ended
June 30, 1996.

20.17 Series 1996-E Certificateholders' Statement for the period of May
21, 1996 through June 30, 1996.



Item 5. OTHER EVENTS

The following are filed as Exhibits to this Report under Exhibit 99:

99.1. Series 1994-A Key Performance Factors for the month ended June 30,
1996.

99.2. Series 1994-B Key Performance Factors for the month ended June 30,
1996.

99.3. Series 1994-C Key Performance Factors for the month ended June 30,
1996.

99.4. Series 1994-D Key Performance Factors for the month ended June 30,
1996.

99.5. Series 1995-A Key Performance Factors for the month ended June 30,
1996.

99.6. Series 1995-B Key Performance Factors for the month ended June 30,
1996.

99.7. Series 1995-C Key Performance Factors for the month ended June 30,
1996.

99.8. Series 1995-D Key Performance Factors for the month ended June 30,
1996.

99.9. Series 1995-E Key Performance Factors for the month ended June 30,
1996.

99.10. Series 1995-F Key Performance Factors for the month ended June 30,
1996.

99.11. Series 1995-I Key Performance Factors for the month ended June 30,
1996.

99.12. Series 1995-J Key Performance Factors for the month ended June 30,
1996.

99.13. Series 1996-A Key Performance Factors for the month ended June 30,
1996.

99.14. Series 1996-B Key Performance Factors for the month ended June 30,
1996.

99.15. Series 1996-C Key Performance Factors for the month ended June 30,
1996.

99.16. Series 1996-D Key Performance Factors for the month ended June 30,
1996.

99.17. Series 1996-E Key Performance Factors for the month ended June 30,
1996.
SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: July 12, 1996


MBNA AMERICA BANK, NATIONAL ASSOCIATION



By: Marguerite M. Boylan
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Name: Marguerite M. Boylan
Title: Vice President