Exhibit 99.14

MBNA MASTER CREDIT CARD TRUST II SERIES 1996-C

KEY PERFORMANCE FACTORS
May 31, 1998



Expected B Maturity 4/16/01


Blended Coupon 5.8353%



Excess Protection Level
3 Month Average 5.53%
May, 1998 4.90%
April, 1998 5.86%
March, 1998 5.83%


Cash Yield 17.95%


Investor Charge Offs 5.01%


Base Rate 8.03%


Over 35 Day Delinquency 5.17%


Seller's Interest 13.80%


Total Payment Rate 13.68%


Total Principal Balance $35,599,996,121.04


Investor Participation Amount $500,000,000.00


Seller Participation Amount $4,911,601,602.55