Exhibit 99.19

MBNA MASTER CREDIT CARD TRUST II SERIES 1996-G

KEY PERFORMANCE FACTORS
June 30, 1998



Expected B Maturity 8/15/06


Blended Coupon 5.8898%



Excess Protection Level
3 Month Average 5.11%
June, 1998 4.64%
May, 1998 4.88%
April, 1998 5.81%


Cash Yield 17.67%


Investor Charge Offs 5.10%


Base Rate 7.92%


Over 35 Day Delinquency 5.06%


Seller's Interest 12.61%


Total Payment Rate 13.35%


Total Principal Balance $35,974,950,178.51


Investor Participation Amount $500,000,000.00


Seller Participation Amount $4,536,555,660.02