CONSENT OF PRICEWATERHOUSECOOPERS
Published on March 19, 2001
Exhibit 23
CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the incorporation by reference in the Prospectuses
constituting part of the Registration Statements on Form S-3 (Nos. 333-47222;
333-83503; 333-07229; 333-15375; 333-18273; 333-43137; 333-13811; 333-51367;
33-54784; 33-49881; 33-57533; 33-63097 and 33-45498); the Registration
Statements on Form S-8 (Nos. 333-53644; 33-45279; 33-60695; 333-02875;
333-07105; 333-20913; 333-24331; 333-58657; 333-65209; 333-69849 and 2-80406);
and the Post-Effective Amendments on Form S-8 to Registration Statements on
Form S-4 (Nos. 33-43125; 33-55145; 33-63351; 33-62069; 33-62208; 333-16189;
333-60553; and 333-40515) of Bank of America Corporation of our report dated
January 12, 2001, which appears in this Form 10-K.
/s/ PricewaterhouseCoopers LLP
Charlotte, North Carolina
March 19, 2001