EXHIBIT 24(A)

NATIONSBANK CORPORATION

BOARD OF DIRECTORS
RESOLUTION

March 27, 1996



RESOLVED, that the Corporation's Annual Report on Form 10-K
for the year ended December 31, 1995 (the "10-K Report"), be, and it hereby is,
authorized and approved substantially in the form presented to and considered at
this meeting, with such changes in form or content or attachment of exhibits as
the signing officers shall approve, their approval to be conclusively evidenced
by their signature thereof;

RESOLVED FURTHER, that the proper officers of the Corporation
be, and they hereby are, authorized and empowered on behalf of the Corporation
to execute the 10-K Report and file it with the Securities and Exchange
Commission pursuant to the Securities Exchange Act of 1934, as amended, and with
such other governmental agencies or instrumentalities as such officers deem
necessary or desirable, and to make, execute and file any amendment or
amendments to the 10-K Report, as they may deem necessary or appropriate;

RESOLVED FURTHER, that J. W. Kiser and Charles M. Berger be,
and each of them with full power to act without the other hereby is, authorized
and empowered to sign the aforesaid 10-K Report and any amendment or amendments
thereto on behalf of and as attorneys for NationsBank Corporation and on behalf
of and as attorneys for any of the following, to wit: the Principal Executive
Officer, the Principal Financial Officer, the Principal Accounting Officer, and
any other officer of NationsBank Corporation.

RESOLVED FURTHER, that the officers of NationsBank Corporation
be, and they hereby are, authorized and directed to do all things necessary,
appropriate or convenient to carry into effect, the foregoing resolutions.



CERTIFICATE OF SECRETARY

I, ALLISON L. GILLIAM, Assistant Secretary of NationsBank Corporation, a
corporation duly organized and existing under the laws of the State of North
Carolina, do hereby certify that the foregoing is a true and correct copy of
resolutions duly adopted by a majority of the entire Board of Directors of said
corporation at a meeting of said Board of Directors held March 27, 1996, at
which meeting a quorum was present and acted throughout and that said
resolutions are in full force and effect and have not been amended or
rescinded as of the date hereof.

IN WITNESS WHEREOF, I have hereupon set my hand and affixed the seal of
said corporation this 28th day of March, 1996.


(CORPORATE SEAL)


(Signature of Allison L. Gilliam appears here)
Assistant Secretary