RESOLUTIONS

Exhibit 24(b)


NATIONSBANK CORPORATION
BOARD OF DIRECTORS
RESOLUTIONS

January 28, 1998

Annual Report on Form 10-K

WHEREAS, the Chief Financial Officer and Chief Accounting Officer of
NationsBank Corporation (the "Corporation") have made presentations to the Board
of Directors regarding the Corporation's financial results for the year ended
December 31, 1997; and

WHEREAS, the Board has had adequate opportunity to review and comment on
such results;

NOW, THEREFORE, BE IT:

RESOLVED, that the proper officers of the Corporation be, and they hereby
are, authorized and empowered on behalf of the Corporation to prepare, execute,
deliver and file the Corporation's Annual Report on Form 10-K for the year ended
December 31, 1997 (the "Form 10-K"), based upon the information presented to and
considered at this meeting, in such form and with such content and attachment of
exhibits as the signing officers shall approve, their approval to be
conclusively evidenced by their signature thereof; and be it

FURTHER RESOLVED, that the proper officers of the Corporation be, and they
hereby are, authorized and empowered on behalf of the Corporation to execute the
Form 10-K and file it with the Securities and Exchange Commission pursuant to
the Securities Exchange Act of 1934, as amended, and with such other
governmental agencies or instrumentalities as such officers deem necessary or
desirable, and to prepare, execute, deliver and file any amendment or amendments
to the Form 10-K, as they may deem necessary or appropriate; and be it

FURTHER RESOLVED, that James W. Kiser and Charles M. Berger be, and each of
them with full power to act without the other hereby is, authorized and
empowered to prepare, execute, deliver and file the Form 10-K and any amendment
or amendments thereto on behalf of and as attorneys for the Corporation and on
behalf of and as attorneys for any of the following: the Principle Executive
Officer, the Principal Financial Officer, the Principal Accounting Officer, and
any other officer of the Corporation; and be it



FURTHER RESOLVED, that the proper officers of the Corporation be, and they
hereby are, authorized and directed to do all things necessary, appropriate or
convenient to carry into effect the foregoing resolutions.



CERTIFICATE OF SECRETARY


I, ALLISON L. GILLIAM, Assistant Secretary of NationsBank Corporation, a
corporation duly organized and existing under the laws of the State of North
Carolina, do hereby certify that the foregoing is a true and correct copy of
resolutions duly adopted by a majority of the entire Board of Directors of the
corporation at a meeting of the Board of Directors held January 28, 1998, at
which meeting a quorum was present and acted throughout and that the resolutions
are in full force and effect and have not been amended or rescinded as of the
date hereof.

IN WITNESS WHEREOF, I have hereupon set my hand and affixed the seal of the
corporation this 4th day of March, 1998.



(CORPORATE SEAL)


/s/ Allison Gilliam
Assistant Secretary