Form: 10-Q

Quarterly report pursuant to Section 13 or 15(d)

May 17, 1999

FDS --

Published on May 17, 1999




9

The schedule contains summary information extracted from the March 31, 1999 Form
10-Q for Bank of America Corporation and is qualified in its entirety by
reference to such financial statements.



3-MOS
DEC-31-1999
MAR-31-1999
25,925
5,615
26,751
42,382
76,947
1,522
1,466
363,102
(7,123)
614,245
343,317
130,966
42,232
50,899
0
81
15,828
30,922
614,245
6,770
1,175
1,256
9,201
2,313
4,601
4,600
510
130
4,453
2,990
2,990
0
0
1,914
1.10
1.08
3.58
2,838
571
0
0
7,122
666
147
7,123
0
0
0

Allowance-Domestic, Allowance-Foreign and Allowance-Unallocated are only
disclosed on an annual basis in the Corporation's Form 10-K and are therefore
not included in this Financial Data Schedule.