Form: 8-K

Current report filing

October 15, 2001

8-K: Current report filing

Published on October 15, 2001


SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

___________________________________

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):
October 15, 2001

BANK OF AMERICA CORPORATION
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction of incorporation or organization)

1-6523
(Commission File Number)

56-0906609
(IRS Employer Identification No.)

100 North Tryon Street
Charlotte, North Carolina
(Address of principal executive offices)

28255
(Zip Code)

(888) 279-3457
(Registrant's telephone number, including area code)


ITEM 5. OTHER EVENTS.

On October 15, 2001, Bank of America Corporation (the "Registrant")
announced financial results for the third quarter ended September 30,
2001, reporting operating earnings of $2.09 billion and diluted
operating earnings per common share of $1.28. Net income for the third
quarter ended September 30, 2001 was $841 million, or $0.51 per share
(diluted). A copy of the press release announcing the Registrant's
results for the third quarter ended September 30, 2001 is attached
hereto as Exhibit 99.1 and incorporated by reference herein.

ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.

(c) Exhibits.

The following exhibits are filed herewith:

EXHIBIT NO. DESCRIPTION OF EXHIBIT

99.1 Press Release dated October 15, 2001 with respect to the
Registrant's financial results for the third quarter
ended September 30, 2001

99.2 Supplemental Information prepared for use on October 15,
2001 in connection with financial results for the third
quarter ended September 30, 2001

ITEM 9. REGULATION FD DISCLOSURE.

On October 15, 2001, the Registrant held an investor conference and
webcast to disclose financial results for the third quarter ended
September 30, 2001. The Supplemental Information package for use at
this conference is furnished herewith as Exhibit 99.2 and incorporated
by reference in Item 9. All information in the Supplemental Information
is presented as of October 15, 2001, and the Registrant does not assume
any obligation to correct or update said information in the future.


SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended, the Registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.

BANK OF AMERICA CORPORATION

By: /s/ Marc D. Oken
--------------------------------------------
Marc D. Oken
Executive Vice President and
Principal Financial Executive

Dated: October 15, 2001


EXHIBIT INDEX

EXHIBIT NO. DESCRIPTION OF EXHIBIT

99.1 Press Release dated October 15, 2001 with
respect to the Registrant's financial results
for the third quarter ended September 30, 2001

99.2 Supplemental Information prepared for use on
October 15, 2001 in connection with financial
results for the third quarter ended September
30, 2001