8-K: Current report filing

Published on April 15, 2002


SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

-----------------------------------

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):
April 15, 2002

BANK OF AMERICA CORPORATION
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction of incorporation or organization)

1-6523
(Commission File Number)

56-0906609
(IRS Employer Identification No.)

100 North Tryon Street
Charlotte, North Carolina
(Address of principal executive offices)

28255
(Zip Code)

(888) 279-3457
(Registrant's telephone number, including area code)


ITEM 5. OTHER EVENTS.

On April 15, 2002, Bank of America Corporation (the "Registrant") announced
financial results for the first quarter ended March 31, 2002, reporting earnings
of $2.18 billion and diluted earnings per common share of $1.38. A copy of the
press release announcing the Registrant's results for the first quarter ended
March 31, 2002 is attached hereto as Exhibit 99.1 and incorporated by reference
herein.

ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.

(c) Exhibits.

The following exhibits are filed herewith:

EXHIBIT NO. DESCRIPTION OF EXHIBIT

99.1 Press Release dated April 15, 2002 with respect to the
Registrant's financial results for the first quarter ended March
31, 2002

99.2 Supplemental Information prepared for use on April 15, 2002 in
connection with financial results for the first quarter ended
March 31, 2002


ITEM 9. REGULATION FD DISCLOSURE.

On April 15, 2002, the Registrant held an investor conference and webcast to
disclose financial results for the first quarter ended March 31, 2002. The
Supplemental Information package for use at this conference is furnished
herewith as Exhibit 99.2 and incorporated by reference in Item 9. All
information in the Supplemental Information is presented as of April 15, 2002,
and the Registrant does not assume any obligation to correct or update said
information in the future.


SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended, the Registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.


BANK OF AMERICA CORPORATION


By: /s/ Marc D. Oken
-------------------------------------
Marc D. Oken
Executive Vice President and
Principal Financial Executive

Dated: April 15, 2002


EXHIBIT INDEX

EXHIBIT NO. DESCRIPTION OF EXHIBIT

99.1 Press Release dated April 15, 2002 with respect to the
Registrant's financial results for the first quarter ended
March 31, 2002

99.2 Supplemental Information prepared for use on April 15, 2002
in connection with financial results for the first quarter
ended March 31, 2002