Form: 8-K

Current report filing

January 14, 2002

8-K: Current report filing

Published on January 14, 2002

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FORM 8-K

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20529

CURRENT REPORT



Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.

Date of Report: January 14, 2002


MBNA AMERICA BANK, NATIONAL ASSOCIATION
ON BEHALF OF THE
MBNA MASTER CREDIT CARD TRUST II
(Issuer of the Collateral Certificate)
AND THE
MBNA CREDIT CARD MASTER NOTE TRUST
(Issuer of the MBNASeries Class A, Class B, and Class C notes)
(Exact name of registrant as specified in its charter)



United States 333-59424 51-0331454
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(State or other (Commission File (IRS Employer
jurisdiction of Number) Identification No.)
incorporation)


Wilmington, DE 19884-0781
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- -
(Address of principal executive office)



Registrant's telephone number, including area code (800) 362-6255.
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ITEM 5. OTHER EVENTS

On December 17, 2001 the Pooling and Servicing Agreement for the MBNA Master
Credit Card Trust II, dated as of August 4, 1994, between MBNA America Bank,
National Association, as Seller and Servicer and The Bank of New York, as
Trustee, was amended by the Sixth Amendment to the Pooling and Servicing
Agreement, dated as of December 17, 2001.


The MBNASeries Class C(2001-5)notes were issued December 11, 2001. The net
proceeds from the sale of the notes will be used by the Seller for its
general corporate purposes.




Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION, AND
EXHIBITS
The following are filed as Exhibits to this Report under Exhibit 4:

4.1 Sixth Admendment to the Pooling and Servicing Agreement,
dated as of December 17, 2001, among MBNA America Bank, National Association,
Seller and Servicer, and The Bank of New York, Trustee.



4.2 The Class C(2001-5) Terms Document to the MBNASeries Indenture
Supplement to the Indenture, dated December 11, 2001, among MBNA America
Bank, National Association, Seller and Servicer, and The Bank of New York,
Trustee.



The following are filed as Exhibits to this Report under Exhibit 20:



20.1 MBNASeries Noteholders' Statement for the month ended December
31, 2001.

20.2 MBNASeries Schedule to the Noteholders' Statement for the month
ended December 31, 2001.









SIGNATURES



Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: January 14, 2002


MBNA AMERICA BANK, NATIONAL ASSOCIATION



By: /s/Christopher Harris
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Name: Christopher Harris
Title: First Vice President