Form: 8-K

Current report filing

September 13, 2002

8-K: Current report filing

Published on September 13, 2002

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FORM 8-K

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20529

CURRENT REPORT



Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.

Date of Report: August 14, 2002


MBNA AMERICA BANK, NATIONAL ASSOCIATION
ON BEHALF OF THE
MBNA MASTER CREDIT CARD TRUST II
(Issuer of the Collateral Certificate)
AND THE
MBNA CREDIT CARD MASTER NOTE TRUST
(Issuer of the MBNASeries Class A, Class B, and Class C notes)
(Exact name of registrant as specified in its charter)



United States 333-59424 51-0331454
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(State or other (Commission File (IRS Employer
jurisdiction of Number) Identification No.)
incorporation)


Wilmington, DE 19884-0781
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- -
(Address of principal executive office)



Registrant's telephone number, including area code (800) 362-6255.
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ITEM 5. OTHER EVENTS

The MBNASeries Class B(2002-3)notes were issued July 25, 2002. The net
proceeds from the sale of the notes will be used by the Seller for its
general corporate purposes.

The MBNASeries Class C(2002-4)notes were issued July 31, 2002. The net
proceeds from the sale of the notes will be used by the Seller for its
general corporate purposes.

The MBNASeries Class C(2002-5)notes were issued July 31, 2002. The net
proceeds from the sale of the notes will be used by the Seller for its
general corporate purposes.




Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION, AND
EXHIBITS
The following are filed as Exhibits to this Report under Exhibit 4:

4.1 The Class B(2002-3) Terms Document to the MBNASeries Indenture
Supplement to the Indenture, dated August 29, 2002, among MBNA America
Bank, National Association, Seller and Servicer, and The Bank of New
York, Trustee.

4.2 The Class C(2002-4) Terms Document to the MBNASeries Indenture
Supplement to the Indenture, dated August 29, 2002, among MBNA America
Bank, National Association, Seller and Servicer, and The Bank of New
York, Trustee.

4.3 The Class C(2002-5) Terms Document to the MBNASeries Indenture
Supplement to the Indenture, dated August 31, 2002, among MBNA America
Bank, National Association, Seller and Servicer, and The Bank of New
York, Trustee.



The following are filed as Exhibits to this Report under Exhibit 20:

20.1 MBNASeries Noteholders' Statement for the month ended August 31,
2002.

20.2 MBNASeries Schedule to the Noteholders' Statement for the month
ended August 31, 2002.



SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: August 14, 2002

MBNA AMERICA BANK, NATIONAL ASSOCIATION



By: /s/Christopher Harris
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Name: Christopher Harris
Title: First Vice President