Form: 8-K

Current report filing

November 17, 2003

8-K: Current report filing

Published on November 17, 2003

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FORM 8-K

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20529

CURRENT REPORT



Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.

Date of Report (date of earliest event reported): November 17, 2003

MBNA AMERICA BANK, NATIONAL ASSOCIATION
ON BEHALF OF THE
MBNA MASTER CREDIT CARD TRUST II
(Issuer of the Collateral Certificate)
AND THE
MBNA CREDIT CARD MASTER NOTE TRUST
(Issuer of the MBNASeries Class A, Class B, and Class C notes)
(Exact name of registrant as specified in its charter)



United States 333-104089 51-0331454
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(State or other (Commission File (IRS Employer
jurisdiction of Number) Identification No.)
incorporation)


Wilmington, DE 19884-0781
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(Address of principal executive office)



Registrant's telephone number, including area code (800) 362-6255.
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ITEM 5. OTHER EVENTS

The MBNASeries Class B(2003-5)notes were issued October 2, 2003. The net
proceeds from the sale of the notes will be used by MBNA America Bank,
National Association for its general corporate purposes.

The MBNASeries Class A(2003-10)notes were issued October 15, 2003. The net
proceeds from the sale of the notes will be used by MBNA America Bank,
National Association for its general corporate purposes.


Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION, AND
EXHIBITS

The following are filed as Exhibits to this Report under Exhibit 4:

4.1 The Class B(2003-5) Terms Document to the MBNASeries Indenture
Supplement to the Indenture, dated October 2, 2003, among MBNA Credit
Card Master Note Trust as Issuer and The Bank of New York as Indenture
Trustee.

4.2 The Class A(2003-10) Terms Document to the MBNASeries Indenture
Supplement to the Indenture, dated October 15, 2003, among MBNA Credit
Card Master Note Trust as Issuer and The Bank of New York as Indenture
Trustee.

The following are filed as Exhibits to this Report under Exhibit 20:


20.1 MBNASeries Certificateholders' Statement for the month ended October 31,
2003.

20.2 MBNASeries Schedule to the Noteholders' Statement for the month ended
October 31, 2003.









SIGNATURES



Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: November 17, 2003


MBNA AMERICA BANK, NATIONAL ASSOCIATION



By: /s/Marcie Copson-Hall
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Name: Marcie Copson-Hall
Title: Executive Vice President