Form: 8-K

Current report filing

December 15, 2003

8-K: Current report filing

Published on December 15, 2003

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FORM 8-K

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20529

CURRENT REPORT



Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.

Date of Report (date of earliest event reported): December 15, 2003


MBNA AMERICA BANK, NATIONAL ASSOCIATION
ON BEHALF OF THE
MBNA MASTER CREDIT CARD TRUST II
(Issuer of the Collateral Certificate)
AND THE
MBNA CREDIT CARD MASTER NOTE TRUST
(Issuer of the MBNASeries Class A, Class B, and Class C notes)
(Exact name of registrant as specified in its charter)



United States 333-104089 51-0331454
- ----------------- ----------------------------- --------------
(State or other (Commission File (IRS Employer
jurisdiction of Number) Identification No.)
incorporation)


Wilmington, DE 19884-0781
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- -
(Address of principal executive office)



Registrant's telephone number, including area code (800) 362-6255.
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ITEM 5. OTHER EVENTS

The MBNASeries Class C(2003-7)notes were issued November 5, 2003. The net
proceeds from the sale of the notes will be used by MBNA America Bank,
National Association for its general corporate purposes.

The MBNASeries Class A(2003-11)notes were issued November 6, 2003. The net
proceeds from the sale of the notes will be used by MBNA America Bank,
National Association for its general corporate purposes.


Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION, AND
EXHIBITS
The following are filed as Exhibits to this Report under Exhibit 4:

4.1 The Class C(2003-7) Terms Document to the MBNASeries Indenture
Supplement to the Indenture, dated November 5, 2003, among MBNA Credit
Card Master Note Trust as Issuer and The Bank of New York as Indenture
Trustee.

4.2 The Class A(2003-11) Terms Document to the MBNASeries Indenture
Supplement to the Indenture, dated November 6, 2003, among MBNA Credit
Card Master Note Trust as Issuer and The Bank of New York as Indenture
Trustee.



The following is filed as an Exhibit to this Report under Exhibit 10:

10.1 Interest Rate Swap Agreement, dated November 6, 2003 between
Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A., "Rabobank
International" and MBNA Credit Card Master Note Trust.


The following are filed as Exhibits to this Report under Exhibit 20:


20.1 MBNASeries Noteholders' Statement for the month ended
November 30, 2003.

20.2 MBNASeries Schedule to the Noteholders' Statement for the month
ended November 30, 2003.





SIGNATURES



Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: December 15, 2003


MBNA AMERICA BANK, NATIONAL ASSOCIATION



By: /s/Marcie Copson-Hall
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Name: Marcie Copson-Hall
Title: Executive Vice President